Steve leads the Insurance digital and customer consulting practice for PwC and has spent the last 18 years helping insurance clients to transform the way in which they engage with their customers.
Tesh recognised the potential of Tallysticks after working as a Machine Learning Consultant and Product Manager for KPMG London applying ML solutions to Financial Services. He brings his experience in KPMG consulting and B2B/B2C app development in Berlin to deliver the Tallysticks’ product and GTM strategy.
Jon is the Head of Data Science at Pivigo, where his work includes a combination of data science, consulting and mentoring. Prior to that, he was a biologist studying embryology and cancer. He has been involved with over 30 data science projects with clients ranging from small start-ups and non-profit organisations to large, multi-national firms. He is passionate about promoting open-source software and routinely volunteers as a mentor in the R-programming and data science communities.
Giacomo is the COO of Axyon AI, startup specialized in developing AI-tools for the financial sector. Giacomo has a Master in Economics from the University of Bologna, and has always had a passion for innovation. He has studied and worked abroad in Spain and the US, and has been a researcher at the University of Modena
Donna is a qualified professional CA, CPA, CFA, with experience in Canadian and international financial services industry since 1988. Donna’s career began in public accounting, in Canada and abroad. She worked in finance roles in the commodities trading and the reinsurance industry. Most recently, Donna worked in wealth management as a financial planner for high net worth clientele. Donna founded RateSeer in 2015 to gather financial and banking data in low cost ways to support informed financial decisions that create better lives.
Zac is the CEO & Co-founder Pundi X, Former Chair of W3C HTML5 Chinese Group and Former Chief Standards Officer of Opera China.
Vito is a a blockchain enthusiast and traditional financial industry analyst. He seeks to bring together the best of both worlds by integrating innovative approach and additional value into every project, no matter the size. Vito strives to push the blockchain industry and its long-term practices to a higher level by trying to serve Rialto.ai's clients and partners efficiently.
Effi is the CEO of RemitRix, an Israel-based insurtech which provides insurance firms with state of the art technology to manage their risk under solvency II regulation. Effi has over 10 years experience as a Financial Risk Manager in the largest life insurer in Israel. He is also a Solvency II Specialist and graduated with a BSC in Computer Sciences from The Hebrew University of Jerusalem.
Martin is a software architect with over twenty years in building technology startups. He is also a gifted strategist who specialises in planning, compiling and executing complex digital solutions with a large amount of moving parts. Martin is responsible for all aspects of software development at Plutus - PlutusDEX and Plutus Tap&Pay.
John is CEO and co-founder of proptech buy-to-let lender, Landbay. John started his career with a major recruitment consultancy and subsequently co‐founded and managed a leading international financial services executive search business. After selling his stake in that business, he taught economics at a leading UK educational establishment. On completing his MBA (Distinction) John returned to the City to work within one of Europe’s leading equity brokerages before founding Landbay.
Andie’s main area of interest is the role of technology and data in the future of corporate reporting. She is an experienced data and semantic modeller and has been working with XBRL for over 15 years. Andie is co-chair of the Entity-Specific Disclosure Task Force, a member of a number of other XBRL International task forces and a member of the FASB Dimension Modeling Working Group. Prior to her role with Workiva, Andie spent five years at the IASB working on the IFRS Taxonomy and technology in corporate reporting. Andie has a degree in biological sciences from St Catherine’s College, Oxford.
Matt Van Buskirk is Co-Founder and CEO of Hummingbird Regtech. Hummingbird aims to give superpowers to the people fighting financial crime. It’s service is designed to enhance anti-money laundering and counter-terrorist financing investigations by reducing cumbersome paperwork, providing insightful analytics, and enabling collaboration for compliance professionals and law enforcement agents.
Hummingbird is on a mission to turn the tables against criminals who pollute our financial system. Modern criminals are sophisticated, tech-savvy, and agile. The tools used to fight financial crimes should be, too.
Prior to launching Hummingbird, Matt was the Director of Regulatory Affairs at Circle.com, an international consumer payments startup leveraging blockchain technology, a consultant with Treliant Risk Advisors, a Washington D.C. based management consulting firm specializing in the financial services industry, and a regulator with the U.S. Treasury Department’s Office of Thrift Supervision. His speaking credentials include the American Bankers Association Regulatory Compliance Conference, the Monetary Authority of Singapore's Fintech Festival, CFSI's EMERGE Conference, the U.S. Federal Trade Commission, and the Department of Homeland Security's annual AML conference.
Yuelin Li leads Discovery and Expansion at Onfido, a regtech scale-up that uses machine learning technologies to help financial services companies provide a secure and frictionless digital onboarding experience. Prior to Onfido, Yuelin was a Principal at ASI Data Science and ran the ASI Fellowship, Europe's leading data science programme. Yuelin was a GM and Head of Strategy at furniture ecommerce retailer Swoon Editions, founded a risk-profiling startup, and was part of the Institutional Investor top-ranked European Industrials Credit Research team at J.P. Morgan.
Sophia Bantanidis is the EMEA Head of Regulatory & Market Strategy, within Treasury and Trade Solutions (TTS) of Citi Group. She joined Citi on 1 February 2016 from Northern Trust where she was the EMEA Head of Regulatory Developments. In her current role Sophia is responsible for leading the execution of Regulatory strategic objectives in the EMEA region. Sophia brings 12 years of experience to Citi, having worked across various business areas including derivative products, compliance and strategic communication in banks including RBS, Barclays (and Northern Trust).
Simon joined Glassbox Digital during the Summer of 2017 and brings in excess of 10 years experience in the digital space. Simon has developed a successful career in commercial and leadership roles. Specifically within pre-IPO businesses, he has been involved in a number of technology areas including Networking, Telecoms, Behavioural Analytics and Artificial Intelligence. Prior to joining GlassBox Digital Simon was Executive Director for TouchCommerce in the UK, a global provider of online-engagement solutions for digital channels and now a wholly owned subsidiary of Nuance Communications.
Stephen is Head of Industry Participation for Open Banking and part of the leadership team responsible for delivering Open Banking and PSD2 API's at Royal Bank of Scotland. He is a experienced business leader with a rare blend of proposition development, design and transformation skills drawn from product, strategy and delivery roles across the banking and mobile communication industries.
Tom Bull is a Director in the FinTech team at EY, based in London. He has led a range of research projects in the sector for the UK Government and the European Commission, including analysis of the FinTech ecosystem, P2P lending and crowdfunding sectors. He also leads major research work by EY including the EY FinTech Adoption Index, which identifies level of traction that FinTech is gaining with consumers. Tom’s background is in corporate finance and has worked on both cross boarder and domestic M&A processes. He has led acquisition and disposal processes for clients across various European countries as well as within Asia.
Edward heads Xero’s go-to-market activities in the UK, engaging with over 6,000 accountancy practices, 600 app partners, leading banks and fintech organisations. Xero improves the lives of entrepreneurs and business owners; streamlining accounting and bookkeeping while simplifying interactions with banks through beautiful digital experiences. Previously, Edward held senior sales and leadership roles with a number of software and cloud businesses, including Microsoft.
Kay is Director of HR Services for Isosceles Finance, a UK based consultancy providing M&A Advisory, outsourced accounting and HR & Payroll services to scale-ups. Kay and her team work closely with clients to make sure their HR infrastructure is fully compliant and able to adapt to meet the changing demands of a developing business, helping them attract, develop and retain real talent. Kay previously held senior HR roles with a Top Track 100 Financial Services company and a global communications company.
Mike is the CEO and Founder of Isosceles Finance and is responsible for the firm’s strategic vision as well as overseeing all aspects of the company’s operation. He is also non-executive director on four client boards (including two tech track 100 companies).
Samee is a Director in the London office of Edgar, Dunn and Company, a global management consulting firm. Samee has worked with some of the world’s largest organisations in North America, Europe, Middle East and East Asia working at the Board level. Samee leads the firm’s Advanced Payments consulting practice and has advised banks, payment companies, mobile operators, internet innovators, eCommerce and eWallet providers on competitive and operational strategy. He previously worked with PricewaterhouseCoopers in New York and Visa International in London. Samee also co-authored a book “Developing and Managing a Successful Payment Cards Business” published by Gower Publications.
Founder and CEO of Curl - an entirely new payment network that works via @usernames and direct bank transfers. Curl is cheaper, safer, faster, and a better experience than the card schemes. Mike has designed and built core banking systems for UK challenger banks, invented API technology used across the world by some of the biggest names in tech, and is a member of the UK government's Open Banking Working Group. Find out more at paywithcurl.com
Rui Carvalho joined Huddlestock a year ago as one of the main software engineers. With more than 10 years experience in IT, he has successfully completed a range of projects in different industries, from big online retailers, to media companies and now Fintech, and has also a past experience as a CTO at a Portuguese tech start-up. He holds a MSc in Web Software Engineering, he is an Agile certified software developer, a PMP certified project manager and a certified Professional in Digital Marketing.
Michael is the VP Operations at MarketInvoice. Originally a TMT strategy consultant, he moved into the start-up scene when he joined Graze.com, helping to scale its operations and fulfil growth in the UK and US. Michael joined MarketInvoice in 2015, where he is now leading strategic partnerships, including the working group for PSD2 / Open Banking relationships.
As part of his broader role, he oversees General Operations, Customer Success, HR and internal IT teams, ensuring that MarketInvoice delivers an outstanding service to customers, with scalable processes and an engaged team. Michael has a first class degree in Engineering from University of Cambridge and is a keen runner and skier.
Rommel is a Director in EY’s Financial Services practice in London. He has ten years of financial services valuation experience with a specialist focus on the insurance, wealth and distribution sectors, including FinTech and InsurTech. Rommel's team serves corporate clients, private equity, and fintechs on a range of valuation matters in the context of strategic, operational, capital raising, transaction-related, regulatory, and financial reporting considerations.
Carl Bauer is a General Partner at Eos Venture Partners, an independent, specialist investor in InsurTech. At Eos, Carl specialises in early stage and growth stage investments in InsurTech and is an active member of the InsurTech community. Carl has spent his career as financial services investment banker and has held senior positions at Goldman Sachs, JP Morgan, Credit Suisse and Greenhill over a 25 year period. On the fintech/insurtech front, Carl has advised clients in the UK, Germany, Netherlands, Switzerland, Austria, France and Scandinavia. He is also an active venture capital investor and sits on a number of advisory boards.
Yannis is the Head of European Partners & Products in Munich Re Digital Partners which aims to build a portfolio of digital business models and support the development of disruptive technologies in the Insurance sector. His Key responsibilities include the development and execution of the partner engagement strategy across Europe and the onboarding management of insurtech companies across Europe and the United States.
Jeremy has built his career by helping large corporates define and build their future organisation. Through CO:CUBED, he works with some of the worlds largest businesses to re-think their organisational approach to innovation and helping them build and execute their collaborative innovation capabilities. Prior to launching CO:CUBED, Jeremy spent 13 years at Unilever where he was responsible for launching and then leading the Unilever Foundry, Unilever’s platform to engage with startups and innovative companies who can help Unilever pioneer the future. Through the Foundry, over 1500 of Unilever marketers have worked with over 150 startups, bringing innovative technology and an entrepreneurial culture to Unilever.
Nick is a commercially focused CFO specialising in Finance change and transformation, and exploring new ways of working. Qualified as a Chartered Accountant with Deloitte, Nick has held Finance roles in blue chips, start ups and private equity platforms in the UK and Australia. Currently the CFO at Get Living London, the UK's largest build-to-rent sector operator, Nick is leading the transition of the group's finance team towards value-added business partnering. In a sector that has a poor reputation for client service, key to this is improving the client experience by addressing service levels and transactional friction.
Curran McKay leads on bringing new letting agent, build-to-rent & property partnerships for Canopy, in addition to driving takeup of the company's unique RentPassport.
Prior to joining Canopy, Curran was the Co-Founder and CEO of Reposit-a tenancy deposit alternative platform and led the company strategy, fundraising, partnerships & business development.
Curran has previously designed cause-marketing campaigns for a non-profit, delivering for multi-national clients such as Marriott, Burger King & Coca-Cola and delivered programs to increase the number of start-ups spun out from HE/FE colleges.
Outside of eradicating tenancy deposits, Curran is an avid traveller, visting 5 new countries a year and is learning to horseride (badly.)
An international software professional with 20 years’ experience, Bal has been helping businesses improve growth and performance through the use of technology. He has helped some of the world largest companies, and some of the most exciting fast growing businesses.
He is actively involved in driving the NetSuite’s EMEA expansion and growing its penetration of existing markets.
An active member of Hiscox UK & Ireland's Underwriting, Product and Pricing leadership team, responsible for the strategic direction of each of these tenets. I bring 18 years of insurance industry expertise, the majority being in underwriting. I head up our Underwriting Partnership / MGA division. We work with specialists who have a compelling business model and can provide real value for customers. Our appetite is wide and varied, encompassing traditional MGA models as well InsurTech and Sharing Economy new starts. We operate throughout Europe.
Tracey is the InsurTech lead at Direct Line Group, responsible for developing DLG's approach to InsurTech and executing. Working across all business areas, Tracey matches their strategy and priorities with the activities of the start-ups and looks for partnership and investment opportunities. She provides insight to the business on innovation in the insurance space and potential for market disruption. Prior to this role Tracey developed and delivered DLG’s commercial strategy. Tracey has also held strategic and operational roles at the insurance broker Aon and previously worked as a cross sector consultant specialising in alignment and delivery of strategy.
Mark is responsible for overseeing the roll out of The Rental Exchange into the private rented sector. He works directly with landlords and letting agents to facilitate the transfer of rental payment data into The Rental Exchange and manage the relationships with our rent payment service providers. The Rental Exchange is an exciting initiative which will have a positive impact on tenants and the privatee rented sector as a whole.
Mark is a Managing Director in Accenture’s Financial Services practice. He has 19 years experience working across technology delivery, consulting and commercial roles with insurance, banking and capital markets clients. His current area of focus is working with insurers across all aspects of digital transformation.
Charles is Partnerships Director for Connected World Services, the partnership arm of Dixons Carphone Group, who are focused on enabling big brands with big ambitions to create and grow successful propositions in the connected world. With 20 years’ experience of creating new propositions in digital and big data, across a range of start-ups and new ventures within larger organisations, Charles is passionate about building compelling consumer offerings that embrace new technologies and consumer trends. His experience in financial services, telco’s and utilities, has given him a rare view on the opportunities and challenges presented by IoT, fintech and insurtech.
Rob is international Business Development Director of Signicat the founder of bank digital identity solutions starting in the Nordics in 2006, and now across the rest of Europe.
Signicat provides a digital onboarding platform that leverage digital identity schemes from banks government and telecos to support frictionless on-boarding processes, and with the panel will be discussing the impact of Open Banking on the digital onboarding area and the banking marketplace in 2018.
He will cover why identity is that heart of the on-boarding process, and how other major economies have solve the question ‘are you really who you say you are on-line’ to grow their businesses at lower costs and with higher customer satisfaction.
Rob is a veteran of the Fintech sector having worked with now 15 ultra high net worth technology executives to develop their businesses starting with adoption of YELL by the financial services industry, moving on to taking Sterci the SWISS middleware vendor global, and now establishing Signicat outside of the foundation eID markets of the Nordics.
Emma has been instrumental in the development of the identity market place since 2003. In 2012, she founded Innovate Identity an independent consulting firm. She now acts as an advisor to many global brands, enabling identity as part of their digital transformation strategies. She also holds several board level advisory roles including general member representative for the Open Identity Exchange. Emma is recognised in the Innovate Finance Powerlist for Women in Fintech 2017, Know Identity Top 100 Leaders in Identity 2017 and was voted CEO of the Year at the One World Identity Awards. She studied identity, security and privacy at Harvard, has an MBA from Manchester Business School and completed her thesis on competitive strategy in the identity market place.
Gary has a varied and extensive background in transaction services and the payments industry. This stems from his time at The Royal Bank of Scotland where over a long career he held a series of senior management positions including responsibility for product development, managing the back-office clearing and settlement of Treasury Services and the transaction activity of International Payment Operations.
Since leaving the bank Gary has worked with corporates, banks and the fintech community specialising in all aspects of payments and transaction services helping them to develop effective strategies and solutions to capitalise on the commercial, competitive and regulatory developments in the industry. He is currently Director of Content for Finextra and a thought leader in the adoption of Digital technologies.
Having started his career in several front office technology roles at Tier 1 investment banks, Lewis plunged into the start-up world several years ago as one of the first developers at Revolut. As Chief Platform Engineer he has been instrumental in growing Revolut from its humble beginnings to a leading challenger bank, with over 1 million users in 2 years. Currently, his focus is on scaling the core platform and leading the integration of cryptocurrencies - with the aim of bringing these new digital currencies to the masses simply, securely and transparently.
Lav Odorovic is the Co-Founder and CEO of Penta. Lav is a serial-entrepreneur who exited his first start at 21. After his first startup, Lav attended St. Gallen University in Switzerland, where he completed his Masters Degree in Economics. Lav went on to work at Siemens HQ in Zurich as the Manager of Operations for several years. Lav quit Siemens in May 2016 to start Penta.
For two decades, Michael has worked with pioneering start-ups who have implemented new, disruptive business models with leading (financial) brands. These business models have been underpinned by bleed edge technological innovations in the mobile internet, Network as a Service, mobile payments, Software as a Service, Artificial Intelligence and Remote Selling.
Amanda Halpin leads Altocloud’s business development efforts in the EMEA region, focusing primarily on Finance Services and eCommerce sectors as well as growing Altocloud’s channel partners ecosystem. Altocloud provides customer journey analytics for real-time engagement with your digital customers. Prior to joining Altocloud in April 2017, Amanda worked with Google for 7 years as a digital advertising consultant in Dublin and New York. Altocloud have offices in Silicon Valley and Galway, Ireland, where Amanda is currently based.
Eliad Saporta is the Managing Director at Coriunder. With a background in law and an MBA in finance, Eliad has always been drawn to product management and design. He worked as a consultant for various companies, assisting them in their efforts to build products in the payments ecosystem. However, he now wants to help entrepreneurs not only by assisting them, but also by offering the right tools and services for building their vision.
Coriunder – The PSP as a Startup approach
Nigel is something of a software sales veteran, having started in the industry immediately after leaving University in 1993 (Information Systems Mgt BSc (hons)). In this time, he's worked in a variety of disciplines from utilities and middleware, content and document management and more latterly on software developer platforms (since 2011).
At GitHub Nigel is responsible for a wide range of enterprise customers in the UK and Ireland, with customers in pretty much every vertical but with an emphasis on the banking and insurance sector.
Guillaume has been an active participant in the Blockchain conversation since he purchased his first bitcoin in 2012; which he since sold and wish he hadn’t.
Since then, he helped launch the Commodities Blockchain Consortium where the importance of a clear and concise challenge to focus on became evident. Now spends his time between London and Asia evangelising the benefits of distributed ledgers within financial and physical commodity markets.
He recently joined SoftServe, a global digital consultancy to head up the company’s efforts to bring distributed ecosystems to the financial services industry where participants share a common goal.
Giselle founded Zingr.io, a FinTech startup enabling digital payments via mobile phones in developing countries. Built on Blockchain technology, Zingr empowers the unbanked, underbanked population as well as small businesses through a platform that makes accepting and making payments seamless, fast and secure. Giselle is known for her philanthropic activities around increasing the representation of women and minorities in finance and technology and is Chair of the Millennial Women Initiative at Women in Banking and Finance. A passionate advocate for the growth and development of the Tech ecosystem in the Caribbean, Giselle is committed to changing the perception of the region, internationally.
As Head of Blockchain, Keerthi is responsible for leading the design and implementation of on-chain and off-chain services at Plutus.it. Plutus pioneered cryptocurrency payments using mobile tap & pay. Keerthi holds a PhD in software engineering from The Open University and as a computer scientist, his previous research focused on the use of trustless decentralised architectures and protocols of blockchain for solving interesting real-world use-cases such as addressing privacy in IoT systems, verifying provenance of open datasets and building tamperproof flight data recorders for drones.
Ceri has had a dynamic and diverse career, having held senior roles in the retail network, multi channel operations, risk, finance, wealth management and IT. At present, she is working with emerging technologies of distributed ledger / blockchain in partnership with regulators, academia and the start-up sector. She has a passion for people and a diversity of thought and intellectual curiosity, coupled with commercial resilience drives me to bring together an alchemy of ideas, people & action that deliver insightful, valuable solutions that both enhance or transform. Ceri is a human ven diagram of skills & experience across a range of commercial disciplines combining IQ with a healthy dose of EQ.
Antonio studied computing engineering at Seville University in Spain. He started his career in banking consultancy working for different banks in different countries. After spending a few years collaborating and leading key regulatory projects for different institutions, he started focusing on technology and innovation. He is passionate about entrepreneurship and making things simple, and believe that complexity is very often the result of lack of knowledge or poor designs. At present, he is working on a project which seeks to improve efficiencies around regulatory reporting processes by using new technologies such as DLT and blockchain.
Valentina is the Head of PR and Marketing at OakNorth – the bank for entrepreneurs, by entrepreneurs – where she has led the marketing effort that has played a fundamental role in helping take the brand from pre-launch, a loan book of £0 and no clients, to where it is today – a business with a £900m+ loan book and a valuation of over $1.2bn. Prior to this, she spent several years at Lansons, one of Europe’s largest communications consultancies, where she worked with and helped launch a number of financial services companies and fintechs. She is a lover of all things fintech, appearing regularly on Fintech Insider – “the number one business podcast for fintech innovators, influencers and those eager to learn.
Katrina is an Associate in the Ecosystem Development team at Anthemis, where she is focused on strengthening Anthemis’ community of founders, venture partners and investors. She has strong grounding in the impact investment market having previously worked for leading firm ClearlySo in supporting early stage businesses to scale and raise private equity. She became the youngest angel investor network manager for the firm, focused on growing the investor base and making strategic connections between investors and entrepreneur clients to ensure values aligned investment. Katrina read Spanish, Portuguese & Latin American Studies at the University of Manchester before exploring social anthropology and entrepreneurship in the Philippines.
Angelique’s combined 25 years of experience as an anthropologist and bio-archaeologist, a Fortune500 consultant, and a technology executive has given her a deep understanding on how organizations must drive sustainable growth through innovative and transformation. In 2012, Angelique founded GainX. GainX patented software solutions leverage AI technology and advanced network design theory to provide intuitive tools and dashboards designed to manage multi-million strategic portfolios, global transformation, and exceptional regulatory & corporate governance. With over 200 speaking engagements under her belt, Angelique inspires minds around the world.
Liz Lumley is a global specialist commentator on global financial technology or 'FinTech'. She has spent over 20 years working in the financial technology space, most recently as Managing Director at Startupbootcamp FinTech London and as an editor at financial services and technology newswire, Finextra. In addition to being an internationally recognised conference speaker and moderator, she is also a regular contributor to several well known podcasts including Brett King’s Breaking Banks on the VoiceAmerica Business channel and FinTech Insider from 11.Fs. You can read her regular thoughts on her journey through FinTech and global startups on the blog Girl, Disrupted.
Simon is director of MagnaCarta, a fintech communications advisory and consultancy firm, and co-founder of Scandinavian startup accelerator Fintech Mundi. He is an experienced financial services journalist, researcher and events producer having worked with Euromoney Institutional Investor and The Economist Group. Before this he was director of payments and retail banking research and events at VRL (now Timetric) and also established a regional payments and market research business specialising in Central and Eastern Europe, the Middle East and Africa.
Stephen Dury joined Santander UK in September 2010. In his current role as Director of New Business Models he is responsible for identifying, developing and delivering new innovations for Santander UK. Stephen joined Santander to help build a new challenger bank in the SME and Corporate market and has undertaken a number of different leadership roles during his time with the Corporate bank, most recently as Managing Director of Product Management & Strategy prior to joining the Innovation team last year.
Alan Goode is the Founder and Managing Director of Goode Intelligence. He is a respected expert in information security and mobile security and has written a number of publications on these subjects. Alan has been a judge for the GSMA global mobile awards since 2012. Prior to setting up Goode Intelligence, Alan spent over 20 years in business where he held positions for organisations including T-Mobile UK, De La Rue, Motorola, Citibank and Atos Origin.
A former race car driver, who has translated his love of speed on the track into pursuing speed and security in the payments, access control and id industry. Kim founded Zwipe in 2009 with a vision to build trust between people and systems way before biometrics became popularized with Apple’s TouchID, and has since led the biometric technology company through steady growth, redefining biometric authentication through Zwipe’s unique technology and global partnerships.
Howard Berg is currently the Senior Vice President at Gemalto where he is responsible for the United Kingdom, Switzerland and Ireland business as well as a number of global payment accounts. He has been in the payment industry for 25 years initially working for Lloyds Bank in a variety of roles including Managing the Key Accounts area of Cardnet and later on was responsible for the bank’s relationship with the major card schemes and other industry bodies. He has been active in a number of initiatives such as the development of NFC technology, next-generation authentication options and next generation SIMs and options for mobile operators.
Andrew Bud is founder and CEO of London-based iProov. iProov is the world leader in secure, usable face authentication for identity onboarding and online access. Led by a team experienced in large-scale cloud services and advanced machine learning, iProov has been recognised by many awards from organisations including SINET, Citi, the NCSC and KPMG. iProov has ten granted patents on its technology, which has been adopted by large organisations worldwide.
Andrew is an experienced technology entrepreneur with a thirty-year career in mobile. In 1999 he founded mBlox, now the world’s largest provider of SMS transmission for enterprise applications. As CEO, Andrew built the firm into a successful international telecoms business. From 2003, when he became Executive Chairman the company grew to annual revenues of over $100 million. He served on the Board until its sale in 2016. Since 2008 Andrew has chaired MEF, the global trade association of the mobile ecosystem.
His earlier achievements include Europe’s first cordless data network and the mobile network of Omnitel Pronto Italia (now Vodafone Italia).
He has a degree in Engineering from the University of Cambridge and is a Fellow of the IET.
Henry has worked for nearly 30 years in the mortgage market both as a lender and as a solutions vendor. Henry has implemented mortgage solutions across a variety of retail finance companies including Barclays Bank, Co-operative Bank, Intelligent Finance, Mortgage Express, Nationwide Building Society, Standard Life Bank and RBS. He has also provided consultancy to lenders in Europe, Africa and Australia. Today he engages with clients and lenders looking at the challenges of regulation, process improvement and innovation. Henry is the mortgage lending spokesperson for IRESS and writes regular blogs and articles for the press and online journals.
Sarah Hollinshead is Head of Media & Events across EMEA and North America, as well as Editor of the UK Retail Banker, for global business intelligence and digital media provider, RFi Group. In her role as editor of the UK Retail Banker, she runs a thought-leader interview series, consulting with financial services executives from across a variety of organisations on the most integral topics in the industry, with a specific focus on fintech innovation, new technologies and the changing eco-system. Sarah is also the local correspondent for all EMEA and North American content included in the Global Retail Banker. She has an honours degree in History from Durham University.
Olga Feldmeier is CEO of SMART VALOR, a Swiss-based blockchain start-up building a decentralised marketplace for tokenised alternative investments. Olga is a prominent founding member of the Crypto Valley community, and is the producer of the ICO Summit, the first global conference focusing on blockchain crowdfunding in Switzerland. She is also a mentor at the largest European accelerator program, Kickstart Accelerator, and regularly delivers talks at conferences and universities on the regulation of Blockchain industry, the tokenisation of assets and the disruption of the banking industry.
Louise is an outstanding and dynamic CIO and transformational business change leader with over 35 years’ experience in some large private and public sector organisations. She is also highly respected in the technology, digital industry as a passionate, energized and transformational leader who achieves amazing results. Louise is valued at board level for design of complex technology and digital transformational visions, and strategy and has a background in finance and commercial giving the ability to see the wider picture and achieved commercial creativity.
Elias is a Computer Scientist with a severe case of Business mutation!
He has been riding the technology S-Curve for the last 20 years in areas as diverse as Augmented Reality, IoT, BPM, Digital Media / Advertising & Programmatic, always looking for the latest domain at the forefront of technological disruption.
He is currently quenching his thirst for change in FinTech, as the CDO of PaymentComponents Ltd.
He holds a B.Sc. in Computer Science from Athens University of Economics & Business, a M.Sc. in Computer Science from Columbia University & an executive MBA from TRIUM (LSE, NYU, HEC).
Alain's business and professional experience is within communications and internet technology and after starting his career with a venture capital-backed, Californian based internet startup in 2006, he caught the entrepreneurial bug and started his own business in 2012. Co-founding E-Finty Leads, Alain revolutionised the online lead generation sector in the UK and were acquired in February 2016, by the private equity firm, Blackfin Capital Partners and Finanzen Group.
Pierre is an all-round expert in the online payment and financial industry of different web players across Europe. His dignificant experience has been gained from major media groups (TF1, Bollora©) and international digital pure players (PayPal, Leetchi). For the past 5 years, Pierre has been deploying and positioning MANGOPAY, a payment solution dedicated to marketplaces, crowdfunding and collaborative economy platforms, in France and abroad. Developed by the Leetchi group, MANGOPAY is 86% owned by Credit Mutuel Arkea since September 2015.
Dimitri has been passionate about digital identity and GDPR since 2014, with a focus on giving full control to the individual himself. For Dimiti, life is short, and what time he has should be spent doing things that matter. For him, Juru presented the opportunity to do just that on a global scale.
Gary is an Enterprise Account Executive at SaleMove, and the European account lead for banking and insurance clients such as Deutsche Bank and MAPFRE. Since 2015, he's helped implement unified omnichannel engagement strategies at leading enterprises to improve online sales conversion, contact center efficiency, and overall customer experience. Prior to SaleMove, Gary was a fixed-income trader at Citigroup. Gary is a Brooklyn, New York native.
Daniel Kjellen founded Tink together with Fredrik Hedberg in 2012 based on the idea that the consumer should be empowered to make sound financial decisions. Daniel has a solid background in the financial start-up scene. In 2001, Daniel founded corporate domain name company Prodocon AB, and served as the company's CEO for 7 years. In 2008 the company was divested to a competitor and is now a part of NetNames Group (owned by HGCapital). Daniel thereafter joined the Investment Banking Division of Carnegie, the leading Investment Bank in the Nordics, where he worked for 4 years up until he founded Tink AB in 2012.
Co-founded by Rameez Zafar, a financial services executive with decades of experience working for the largest UK banks, Eligible.ai is based at the Level 39 fintech incubator in Canary Wharf. It’s emerging from stealth mode after 12 months in development following a high six-figure angel investment in January 2017. Eligible.ai, through its launch product “Mortgage Watch”, is targeting the UK re-mortgage market with a SaaS model, which it monetises through a monthly subscription plus conversion fee.
The idea for Hubble was formed during Tushar's work as an Investment Banker at Greenhill & Co advising on Mergers and Acquisitions in the technology, telecoms and retail sectors. He noticed that many large corporates had vast amounts of unused commercial property and many growing businesses were being held to ransom by long leases and expensive rent. Tushar is an Economics Graduate of the London School of Economics and previously worked in the capital markets at Morgan Stanley, Barclays and RBS.
Dominic is Co-Founder & Managing Partner at Pi Labs. He leads the firm in a general capacity with a specific focus on investments and investors. He also sits on the board of Brolly, FalconDHQ and Office App. Pi Labs is a pre-eminent global leader in early-stage proptech investments and has made 28 investments to date. Dominic has a wide background in Private Equity Real Estate having worked with both AEW Europe and Savills Investment Management and transacted over 3bn of deals across Europe. Dominic has a Law with French degree from the University of Birmingham and an MBA from the London Business School.
Calum is the founder of No Agent, the end-to-end property management platform. He started his tech entrepreneur career at 15 by launching a social network that reached half a million users at its peak. Later he co-founded CrowdControlHQ, the social media management and compliance platform used by clients in sectors such as Local Government, Law Enforcement, Finance, Automotive and more.
No Agent is freeing landlords and "generation rent" from the high costs and headaches caused by traditional lettings agent. The easy-to-use property management platform combines smart technology with a team of dedicated property professionals to automate the marketing, administration and maintenance of rental properties.
Tom Griffin is Ripjar's CEO; and has been working with his co-founders to re-design the way that financial threat detection can be implemented in the modern information age. Tom has a PhD in Applied Mathematics, and prior to Ripjar, held various research and leadership positions at GCHQ where his team were engineering solutions to protect the UK from threats including terrorism, cyber and serious organised crime.
Letitia is an independent consultant providing business management services to clients including Bank of America Merrill Lynch, Barclays, HSBC, and Blackrock. Specializing in cross-country compliance and regulations, working with numerous regulators globally and across multiple jurisdictions. Assignments have included delivery and procurement of FinTech and RegTech vendor technology and in-house development of technology solutions. Working in the field of corporate innovation, RegTech, and FinTech, helping startups with all things financial, strategy, and scaleup. Prior to becoming an independent consultant, Letitia spent her career in equity research and credit risk. Letitia studied towards an MSc Finance at the London School of Economics.
Ben has over 20 years global experience in building and leading teams tackling fraud and financial crime with the world's leading financial services groups.
Carlos is Co-founder and CEO of Armillion Genave, a Swiss company that created the first ultra luxury contactless device, a jewel that fuses functionality, exclusivity and luxury like never before. After 15 years experience in the IT industry and luxury markets, Carlos is leading the outstanding craftsmanship of a team of jewelers, artisans, engineers and designers committed to perfection, bringing to life a flawless bracelet that features cutting edge technology in contactless payment services and security access for supercars and stunning homes.
AJ is a serial entrepreneur and passionate about everything fintech. Throughout his career he has been focused on creating a level playing field for billions of consumers to access financial services and experience the emerging digital IOT lifestyle. AJ Joined VEON in 2015 and has been leading the Group’s development of financial services across 13 countries and building the digital capabilities for VEON Payments in the newly launched VEON Personal Internet Platform App. AJ has co-founded 6 start-ups in fintech and healthtech and currently serves as an advisor and board member on several of them.
Myles is currently the Chief Executive and an investor in Modulr, a B2B API payment platform enabling businesses to automate getting paid and making payments as well as simplifying complex business payment flows. Myles is an Experienced Payments Executive & Entrepreneur. From 2012 to 2015, Myles was Managing Director, WEX Europe which included leading the integration of CorporatePay into WEX Inc. and launching WEX’s broader product range in Europe. In addition, Myles was a Board Director for WEX Europe Services, WEX’s joint venture with Radius Payment Solutions. Myles founded CorporatePay in 2008 with Blenheim Chalcot. CorporatePay grew rapidly to be a leading provider of commercial prepaid solutions.
Craig brings extensive experience in the use of enterprise architecture and applications architecture practices in the insurance industry, working with and within insurers. Craig has advised insurers on IT strategy, legacy modernization, insurance vendor analysis and enterprise architecture topics, principally in the EMEA region. Since joining Celent, he has been a speaker at industry events in North America and London, as well as Celent events in Europe. He has spoken on topics such as the influence of mobile on the industry, the use of social networks by insurers and how the evolving use of the Internet, data and IoT will influence insurance in the future.
Shiyghan is the Senior Manager of Cloud and Hosting Business Development at Vodafone Group Enterprise. He brings his entrepreneurial and enterprise cloud experience to more closely align the Vodafone cloud services and offerings to the needs of their clients. His entrepreneurial experience was acquired as the founder of Tech Equity, a startup that enables institutions to inspire and motivate key stakeholders with cloud and mobile technology. He previously served as an independent consultant for the World Ban and authored the Professional Cloud Administrator Certification program for the Cloud Credential Council.
David is a creative technologist and innovation specialist. For the last 15 years he’s been applying emerging technologies to big problems to give the brands he works for the competitive edge. He leads on innovation and has won awards for MINI, Samsung, Sony Mobile, London 2012 Olympics and Domino's. As managing director of the iris Nursery he develops new product and service propositions for brands using a strategic ideation process, colliding insights with technology opportunities to create differentiating concepts.
Tahir is the Founder and CEO of Canopy, a rental market disruptor founded in 2016, which is targeting the traditional rental market head-on. He is applying the expertise gained during his 16+ years in insurance to revolutionise the rental industry with Canopy.
Alex Hammick is COO at Digital Fineprint. He joined the business in 2017 having spent 3 years at Sovereign Capital, a UK focused mid-market private equity fund. At Sovereign, Alex led their research and origination efforts in the insurance and technology sectors, and was involved in a number of transactions in the insurance space, most recently Sovereign's investment in Arachas, the leading independent commercial broker in Ireland. Prior to this, Alex spent three and a half years at AlphaSights, one of the fastest growing financial services startups in the UK, where he led their European debt market coverage.
Luca Schnettler is the Founder and CEO of HealthyHealth, a company using background data to precisely predict 150-200 medical conditions and use this data to create customer engaging individualised improvement plans. Luca is especially interested in using digital methods to rethink traditional industries and modernising peoples access to healthcare and insurance.
Tony has recently joined Doctor Care Anywhere (DCA) as CEO. DCA, a fast growing digital healthcare provider, is helping to transform the provision of health care globally. Tony has extensive healthcare experience having been in Executive roles at both Healthcare at Home (acute nursing in the home) and Imperial College NHS Trust.
He has also worked in rapid growth technology companies and large private equity deals in financial services.
Tony is highly experienced at growing and transforming businesses and believes that the implementation of modern technologies can help to re-engineer provision of services to completely reshape quality and profitability.
Andrew has spent over 25 years working within the funding market and seen many different changes, but the one constant is it’s never straightforward. Like any other service on the market, to be successful you have to know your product. Funding is available to most businesses to help them with growth, they just don’t know how to get it. That’s where his team of researchers and he can help, they work with investment companies and funders to help their customers achieve their goals. Even government funding is available, which helps boost the economy as a whole. Andrew sees himself as a funding specialist, his role within T4C is to utilise the knowledge and expertise from their combined team to help businesses access the funds they are eligible for.
With 35 years of experience in diverse, international, senior enterprise IT infrastructure roles, Ray founded Behind Every Cloud in 2010. Focussed primarily on, and consulting extensively with well know clients in the mid-tier UK Finance sector, BEC worked with CSPs and industry specialists to define the Clover (Cloud Vendor Ratings) index - now acknowledged as the definitive source of specialist, staunchly independent IT outsourcing and Cloud computing vendor analysis, endorsed by the CIF as the Gold Standard for benchmarking CSP's in regulated UK markets. Highly commended for Most Innovative SMB product in the 2017 UK Cloud Awards, and winner of Best Cloud Enablement Product at the HFM European Technology Awards.
Gareth Flook is the Systems Engineering Manager for UK, Ireland and South Africa managing the Arista technical resource for this region. His main focus is Data Centre networking technologies, working closely with customers and technology partners to architect converged, scalable and highly virtualised cloud ready infrastructures.
Gareth brings over 30 years networking and computing experience to Arista Networks having previously worked in a variety of technical and leadership roles.
Dhananjay “Dan” Rao is the Senior Solutions Architect responsible for developing, along with his team, Fiorano Solutions that include the Fiorano Enterprise Service Bus, the Fiorano API Management Solution as well as the PSD2 Solution. Post-development, Dan is responsible for customising the Fiorano Solutions as Proof of Concepts to integrate with client systems. Dan has integrated Fiorano solutions for Fortune 500 as well as Fortune 100 companies as well as NHS Wales, Kent County Council, Clear Channel, Indian Railways and ITK, to name a few. At this point in time, Dan has completed developing the Fiorano PSD2 Solution, as per the Required Technical Standards set by the EBA and is involved in customising the Solution to integrate with potential customer’s Core Banking Software.
Carrie Osman is Founder & CEO at CRUXY&CO, a strategy firm focusing on instigating growth in tech and FinTech companies. From a 400k cycle across China to earning a GB flag on her jacket riding horses, Carrie is a driven and passionate doer. Carrie trained at Mars Inc. and climbed the corporate ladder to run a £300m P&L. Carrie made a dream a reality, and founded Cruxy & Co in 2013. Carrie sits on the Advisory Board of a SV AI platform, is a gold-member & judge at FinTech Circle, mentors at Angel Academe, I Can Be, Cocoon-networks and has been featured on BBC Business News, the Guardian, Forbes and City A.M.
She has most recently spoken at FinTech Summit Tokyo and Uprise Festival, and is a confirmed speaker at Money2020 Asia, 2018.
Susanne Chishti is the Chief Executive Officer of FINTECH Circle, Chairman of FINTECH Circle Innovate and Co-Editor of The FINTECH Book. Susanne is a senior capital markets manager, entrepreneur and investor with strong fintech expertise. She also acts as a mentor, judge and coach at fintech events such as SWIFT Innotribe, Barclays TechStars and Fintech Startup Bootcamp Accelerators. Susanne has more than 14 years’ experience across Deutsche Bank, Lloyds Banking Group, Morgan Stanley and Accenture in London and Hong Kong. She has also been selected among top UK fintech influencers by City A.M, one of the 100 leading Women in fintech and top 15 fintech UK twitter influencers.
Tom's is Investment Partner at Seedcamp, Europe's seed fund, that has invested in over 250 startups including the likes of fintech unicorn TransferWise, Revolut and Property Partner. Prior to joining Seedcamp in 2014, Tom worked at King & Wood Mallesons SJ Berwin where he specialised in investment funds and corporate M&A in the private equity and venture capital sector. Tom graduated with a first class honours in Economics from the University of York before attending law school at the University of Law (GDL) and BPP Law School (LPC).
With over 25 years experience in the software industry, Alex runs the UK-based trade bodies; Cloud Industry Forum and FAST. As an industry advocate, he passionately believes in cloud services enabling businesses of all sizes to work dynamically and use technology to transform in to truly agile competitors.
With a wide range of experience, having worked at global corporations and niche market leaders, Alex built a successful cloud services business with experience of direct sales, channel and business development.
Alex’s focus now is building and communicating trust, transparency and confidence in cloud services. As a trade body the Cloud Industry Forum is fast growing with membership extending from the largest vendors to smaller disruptors.
Ezechi's background is in finance technology and corporate strategy. After graduating from the University of Kent with a Degree in Computer Science, he built a career in investment banking technology working at Lehman Brothers and Credit Suisse. Creating Neyber, as a socially inspired fintech business, enabled Ezechi to fulfil his desire to be an entrepreneur "for good". Ezechi has co-developed Neyber's business through working with like-minded founding partners and employing people who want to make a positive difference to the lives of working people across the UK. Neyber has lent over £75M since its national launch in January 2016. Over 100 employers across the public and private sectors partner with Neyber these include NHS Trusts, Local Authorities and companies such as DHL Express, BUPA, London City Airport, UK Power Networks and Anglian Water. Over 700,000 employees across the UK have access to Neyber, with this reaching 1 million in 2018.
As an early adopter of Bitcoin, Mihir has been passionate about digital currencies for several years. His latest project is finding ways to make digital currencies adopted by the mass market and use them to break down needless institutional barriers to global business.
Ulyana is Partner and Vice President at the HighCastle, a blockchain-based alternative investment market. Ulyana has launched two fintech incubation programs Fintech Master and Open Banking Lab at the 1991 Open Data Incubator (Ukraine). Ulyana has senior executive management, corporate finance, investment banking and government relations experience, gained working as Executive Director of WSE Representative Office in Ukraine, Policy Officer (Banking and Financial Services Issues) at the American Chamber of Commerce in Ukraine, Alfa Bank Ukraine, United Nations Department of Economic and Social Affairs and Permanent Mission of Ukraine to United Nations (New York, US). Since 2011 has become an Ambassador of Ukraine to One Young World Summit.
Mr Lundberg is a Swedish entrepreneur-turned-investor with great experiences from the FinTech industry in the Nordics. He is a founding partner of NFT Ventures, a venture capital firm, who primarily invest in FinTech companies or in companies where FinTech is part of the solution, such as PropTech, InsurTech, and e-commerce in northern Europe.
Peter is currently Global Head of Industry Policy Liaison at TISA, the premier industry funded body working with the financial services industry, UK political parties, European Parliament, Treasury, HMRC, DWP, TPR, and the FCA, to enhance & improve the range, features, benefits, promotion and quality of savings & investment schemes to all UK citizens. Peter's role at TISA covers the entire financial services industry, incorporating cross sector policy work with both ministers & regulators within the UK and EU, and across industry. He has technical expertise across a range of financial services & FinTech subjects, whilst maintaining a solid dialogue with government, the regulators and wider industry.
Paul Came is the Head of Digital Enablement at Schroders where he is responsible for introducing cutting edge digital solutions to revolutionise the business/operating models. He is currently running projects utilising Applied AI/Machine Learning and Robotic Process Automation. He was previously a Management Consultant and Strategy professional in the financial services industry and prior to that was an academic. Paul holds a BA and PhD, both from Cambridge University, and worked in academia at Cambridge and Manchester Universities.
Angus is the Founder and CEO of Property Master, which has revolutionised the delivery of mortgages in the important and growing buy-to-let sector. Property Master, which took Angus 2 years to bring into fruition, is the UK’s first online mortgage broker that’s designed for landlords and caters to today’s demand for user-control, instant and mobile access to knowledge, along with the ability to transact on the spot. With over 30 years’ experience in Financial Services (including senior roles at Barclays), Angus has industry expertise in strategy development, marketing, operations and technology.
With 15+ years of experience in managing tech companies and strategic consulting, Marek is Co-Founder, Chairman and also the Head of the Marketing at Kantox. Before joining Kantox, he co-founded Atrapalo. Additionally, he is an investor and acts as a mentor at Seedrocket.
Armands Liseks is a Head of Business Development at Kontomatik. Armand's background involves a degree in Economics and Business Administration from Stockholm School of Economics in Riga followed by over 6 years of experience in management consulting. In the past years, Armands has accepted challenges of the fintech industry. One thing Armands enjoys in his professional life the most is the ability to meet people and help them, as well as, their organizations to reach new horizons via technology and applied analytics.
Timur is a software architect at SanScrIT. Prior to joining the firm, he was the tech lead in top Kazakh banks. He spent the last 3 years combining his experience with modern software development techniques to facilitate the release of competitive and flexible solutions for corporate clients.
Jacques is the CEO of Kuzzle, an open-source back-end solution for various applications and had over 20 years experience in digital transformation, innovation and expertise in the digital market.
Karen Melonie Gould is an innovator/disrupter of finance and investment and digital marketing. Karen started out her own entrepreneurial journey back in the 1990’s with two successful businesses, one which she created and started in the dating industry which she took to a £10m turnover within 3 years. The other business was a training and business development consultancy which had clients from Virgin – and other top FTSE clients in the UK. Karen was also one of the first in the UK to set up a alternative finance platform and presently mentors and advises businesses mainly in fintech, payments, proptech, insurtech etc. across the globe on how to prepare for investment.
Michal is the CEO of Threatmark and a successful information security professional and entrepreneur. He is dedicated to constantly investigating how the delivered solution meets market needs and customers' expectations.
Yulia Clarke has more than 7 years of demonstrated leadership and problem-solving skills in directing empirical studies for marketing purposes, data evaluation, managing strategy, corporate image, positioning of products and services, supporting innovations inside the banking sector in LA and US. She has implemented effective cutting edge motivation and integration programmes for both marketing and sales teams and is recognised for a highly scientific approach in the organisation of seminars and written materials for marketing teams and executives worldwide. She has led the marketing department at CASHOFF Ltd. since 2016.
Multicultural FinTech professional with more than a decade of experience in Asset Management, Hedge Funds, Business dev & Algo Trading. He developed analytical skills by managing and advising UHNWI on all asset classes as a Portfolio Advisor. Shortly after, he became a Hedge Fund Advisor for Top Hedge Funds.
Jean-François Owczarczak is the CEO of FinGraphs.com and its parents company Management Joint Trust SA (MJT). An ex London banker, he joined MJT in 2003 as an institutional investment advisor and became CEO in 2010. MJT had been running institutional chart platforms for 25 years, and in 2012, Jean-François launched FinGraphs, a simplified platform aimed at an wider audience of private investors and small institutions. MJT's platforms were nominated twice in the last 3 years in the Technical Analyst awards (2015 for FinGraphs and 2017 for MJT's traditional Decider platform). Jean-Francois is a recognised blogger, writer and interviewee on technical analysis as well as an active Fintech entrepreneur. He holds the Brownen Wood Award 2012 (for the best Certified Market Technician diploma in the world that year) and well as the FRM Financial Risk Manager certification.
Sean is ACORN's Chief Information Officer, based in London. As one of the first commercial engineers at Palantir Technologies in Europe, he led trader oversight partnerships with large financial institutions, particularly Credit Suisse, which led to being co-head of the JV called Signac. Before Palantir, Sean was a strategist at Goldman Sachs for 8 years, working in a number of areas including equities, fixed income and algorithmic trading. Sean has worked with cloud and distributed computation technologies for 16 years, from setting up the first compute farm at GS to being a full cloud-based SaaS solution provider at ACORN.
Yann is a Partner at Anthemis and brings in-depth knowledge of the trends shaping financial services innovation, as well as the startups addressing those and has international experience in a broad range of financial services. He contributes to the Principal Investment activities as well as advisory service. Prior to joining Anthemis, Yann worked as a consultant at Kurt Salmon in New York in various sectors and led the financial services innovation activity in the US.
Maria's ambition is to create a new lender that's in tune with what people really need in order to buy their dream home and which uses technology to make it reality. Responsible for all things mortgages, she is building a new brand from the ground up to engage and attract customers to a lending proposition designed solely for digital. Recently awarded Banker of the Year by HM Treasury which recognises influential and inspiration women in banking, she was lauded for her genuinely disruptive approach to mortgage lending and her energy in promoting diversity and gender equality.
Ray joined PrePay Solutions in 2004, after holding senior finance roles within retail, finance and information services businesses for more than 20 years. He was Finance Director of the Intelligence Unit at The Economist for five years and has also worked at United News & Media, Telstar Electronic Studios and Woolworths. Alongside his role at PrePay Solutions, Ray also sits on the advisory board of the UK Global Prepaid Exchange association. Since taking on the role of Managing Director in June 2012, Ray has overseen a period of sustained growth within the company, focusing around the launch of PrePay Solutions’ end to end mobile payments platform. He has also overseen long term projects with some of the biggest names in the retail, telecoms and e-commerce markets. In September of 2013 Ray was appointed to the position of Chairman, alongside his duties as Managing Director.
Simon has spent the last 10 years working within financial services, the last four of which at Jumio. Tasked with the exciting challenge of growing the finance vertical throughout EMEA, Simon has a wealth of experience collaborating with traditional banking institutions, digital challengers and everything fintech. Simon is responsible for direct and indirect new business channels along with customer relationship management.
You can meet Simon and the Jumio team at Stand C2.
Dr. Tim Sievers is founder and CEO of Deposit Solutions, the provider of the Open Banking platform for deposits. The company revolutionizes the value chain for banks and depositors by allowing banks to offer attractive third-party deposit products to their own customers through their existing accounts. In addition, Deposit Solutions markets select deposit offers of its partners directly to savers through its retail channels ZINSPILOT and SAVEDO. Headquartered in Hamburg, the company has more than 200 employees and operates local offices in Berlin, London and Zurich. It is backed by leading tech investors, among them Peter Thiel.
Prior to founding Deposit Solutions in 2011, Tim Sievers successfully built up technology companies and worked in private equity. He holds a doctorate in Economics from the University of Hamburg, a M.Sc. in Economics from the London School of Economics and Political Science and a M.A. in Politics, Philosophy and Economics from the University of Oxford.
Abba is CMO at proptech startup Habito. She is a seasoned marketing consultant working with both Google and Youtube on their accelerator programmes. She has worked on both sides of the marketing industry, as a Managing Partner of Media Strategy at McCann and Director of Advertising Strategy at News UK.
Veronique is one of the 3 founders at Flux and is their COO. She's Brazilian, French and American but considers London home. Before Flux, Veronique was employee #4 at Revolut and headed up partnerships with a focus on driving user acquisition. She took the company to 400,000 users before setting out to start Flux. She is also a former investment banker, previously at Morgan Stanley in London for several years. Reach out on Twitter! @vbarbosa
Ahmad Saif is the Technical Director of Dejamobile SAS. He held the position of project manager at Orange Labs from 2010 to 2012. He led the development and technical deployment of the Cityzi architecture in Nice 2010 on behalf of Orange France. Ahmad Saif has also been a driving force in various international standardization groups such as Global Platform, GSMA, the French Association for Mobile Contactlessness, the European Association Payez Mobile, etc. Ahmad Saif is an ENSEEIHT engineer from the class of 2003. He also holds a Master of Science from the Georgia Institute of Technology (Atlanta, USA). He began his career at the R & D department of France Telecom as a mobile phone ticketing services developer, before working since 2005 on mobile contactless projects. Ahmad Saif is also co-inventor of numerous patents and contributor to technical specifications in the field of mobile services and contactless.
After working in the electonric payment sector at Monecam (Crédit Agricole’s subsidiary) as Project Director for 4 years, Xavier Vaslin specialised in innovation by first implementing cutting edge solutions to meet customer needs in the whole electronic payment side, whether on bank and private acquisition or telecom system.
Since 2013, Xavier is working with Crédit Agricole Payment Services where he is in charge of the Innovation department. His role is to detect and guide start-ups with high potential, to answer and anticipate customers’ needs and to develop the payment innovation within Crédit Agricole group. Xavier Vaslin is currently in relation with more than 20 start-ups as part of ongoing experimentations and proof of concept studies.
Steffen is international compliance professional with over 20 years of experience. He is currently serving as Director of Investor Compliance & Regulatory Services at TMF Group, having previously managed the Global Business Services department in The Netherlands and co-managed the Amsterdam structured finance department. Prior to joining TMF Group in 2003, Steffen worked as an M&A advisor, a senior advisor for the Dutch Ministry of Infrastructure and Environment, and as auditor at PwC. Steffen holds a Bachelor of Business Administration from Nyenrode, a Master's degree in Economics and a Postdoctoral degree in Accountancy.
Always informative, never too serious. Somehow managing to rack up 17 years experience in the payments industry, primarily hardware and software security certification business development. Happiest on 2 wheels.
Denis Curran is the Global Head of Department in IDA Ireland's International Financial Services Division. He oversees a client portfolio of more than 240 international corporations across International Banking, Insurance, Asset Management and Servicing, Aircraft Leasing and Fintech and Payments. Client companies include JP Morgan, Bank of America, Citibank Fidelity, Zurich Insurance, Citigroup, State Street, First Data, and MasterCard. Prior to joining the financial services division, Denis was head of IDA's strategic clients in IDA's Technology Division, working with the leadership teams in companies such as Microsoft, IBM, Oracle, SAP AG, Symantec, McAfee and Salesforce.com on international subsidiary strategy and transformation.
Prior to joining IDA, Denis worked in Toronto and Belfast for the Euroventure Group which specialised in International Trade Development for SME's.
He is a graduate of the University of Ulster and completed his MBA at the Ulster Business School. In 2002, Denis completed the CIMA examinations (the professional body for Management Accountants). He has also completed executive education programmes at the London Business School and Columbia University.
Colin has spent 16 years leading product teams in a range of different companies; from Tier 1 banks and global payments businesses, through to start-ups and retailers. No matter what the business, his passion remains the same, launching and growing innovative products which address customer problems.
It's fair to say that some of these products have been more successful than others, but that's all part of the fun. His latest venture is building Travelex Wire; an international payments business focused on combining world-class technology, people and user experience to de-clutter and simplify the world of moving money cross-borders for customers.
Ignacio Sanchez-Miret is Chairman of AFTE Fintech Commission. He moved to France to take up the position of head of treasury at HMY Group in 2010 and promoted to Risk Manager of the group. He was previously based in Spain with one of the Spanish subsidiaries of the group, as Credit Manager for Southern Europe. Prior to this, Ignacio worked in treasury and risk management in the PHILIPS Components and Banking sectors where he obtained many years’ experience in Treasury, Financing Transactions and Risk. Ignacio holds a Master in Treasury from Options & Futures Institute, certificate of ARM54 for Risk Management, a Degree in International Business from ESIC and studied business economics at Zaragoza (Spain) & Lille (France) University.
Omar is a Stanford alumni who has been working on big data and analytics for the last 10 years in Europe, US and Middle East helping organisations implement big data strategies and solutions especially for fraud detection and security in telecom and financial institutions. He is now Co-founder and CEO of barac, a startup changing the cyber security space and working on real time cyber attacks and malware detection on both normal and encrypted traffic.
Leon co-founded SPCE in 2017, inspired by his own experiences as a student ambassador, where he spent his penultimate year at University connecting students with landlords and rental accommodation. Noting the wide variety of requests and needs, he developed a disruptive solution to solve the common problems on both sides of the student rental market. In May, Leon spearheaded a highly successful investment round on equity crowdfunding platform Seedrs, which over-funded 30%. Having far exceeded pre-launch targets, SPCE launched in November in collaboration with six of the UK's top Universities. Leon is now focused on positioning the company for a successful second round of funding in Q1 2018. Prior to founding SPCE, Leon worked in Private Equity at Rothschild.
Markus Schulz is the Global Head of Controls for Financial Crimes Compliance at Standard Chartered. In his current role he looks after the entire FCC Controls framework for the Group including customer & transaction monitoring/screening, surveillance excellence, financial intelligence & investigations, metrics, analytics, data management, change & delivery, innovation as well as learning and owns all FCC systems and processes. He is a trained banker by trade and has over 20 years of experience in financial services. Markus is an advisory board member of ACAMS® and is a very frequent speaker and chair at compliance and anti-financial crime conferences and summits around the world.
Janine Hirt is the Chief Operations Officer and Board Member at Innovate Finance (IF), the UK membership association for FinTech, where she oversees the relationship with all 250+ members. She is responsible for monitoring key trends in FinTech and innovation to ensure IF is continuously providing its membership community - from startups to multinational financial institutions - with the best support possible. Janine directly manages IF’s global institutional members and runs IF’s various Member Peer Working Groups (including Capital Markets; Investment Management/Wealth Management; Cyber Security; Artificial Intelligence & Machine Learning; Financial Inclusion; Payments; InsureTech and Corporate Venture Capital). She is a member of the Innovate Finance Leadership team and is also helping to drive IF’s US-based initiatives and programmes. Janine has over a decade of experience in helping companies grow and expand their business on an international scale. Prior to her time at Innovate Finance Janine she served as Acting Head of Corporate Relations at Chatham House (The Royal Institute of International Affairs), before which she was Head of Membership for the Brazilian-American Chamber of Commerce in New York City. She has a BA from Boston College (Honors Program) and an MSc from the London School of Economics.
Nelson Holzner is a FinTech entrepreneur and angel investor. Nelson was founder and CEO of BillPay, a leading provider of payment by invoice or installments for e-commerce which was acquired by Wonga in 2013 and sold to Klarna in 2017. He was also CEO of AEVI, the leading open marketplace for business apps on smartPOS and payment provider. Prior to founding BillPay, Nelson was Vice President at Cerberus Capital Management, an international investment firm. Nelson started his career as a lawyer at an international law firm.
Emily has worked in technology marketing for over seven years, previously serving as Head of Marketing EMEA at enterprise software company Autonomy, before joining Invoke Capital at its foundation in 2012, as a senior associate. She has also held editorial and business development roles at media company Emap. At Darktrace, Emily is responsible for worldwide marketing and communicating innovative approaches to cyber security based on fundamental new technologies, and her comments have been reported in leading media outlets including the BBC, Sky News and Channel 4. She holds an MA in Modern Languages from the University of Cambridge, and speaks French and Spanish.
Eyal is an Investment Director at Beringea, a UK & US based Venture Capital fund where he is responsible for sourcing investments, executing deals and helping portfolio companies achieve their full potential. Eyal was previously director of Corporate Development at Countrywide PLC where he oversaw investments in the Property Technology sector and helped set up Countrywide's analytics division and residential asset management operations. Prior to this, he was Vice President with Oaktree Capital's European private equity fund and a consultant with McKinsey & Company. Eyal began his career as a software engineer.
Eyal has an MBA from Harvard Business School and Bachelor's degree in Computer Science from the Interdisciplinary Centre Herzliya.
Dr. Daniel Gozman is an academic at Henley Business School at the University of Reading. He holds professional membership with the BCS Chartered Institute for IT and is a Member of the British Standard Institute (BSI) UK committee for Blockchain and Distributed Ledgers. He is also a member of the LSE’s Outsourcing Unit and a Research Fellow at UCL’s Centre for Blockchain Technologies. Daniel is currently a co-investigator on a large grant to explore “Blockchain technology for Algorithmic Regulation and Compliance.” Other recent work, funded by the EU, has focused on studying equity based crowdfunding platforms in London. Daniel is also the winner of two SWIFT Institute grants. He has published on the subject of financial technology within respected peer reviewed journals and been invited to present his work at major international conferences. Daniel has also contributed to articles in the Sunday Times, Vice Magazine and Computer Weekly.
Anna leads the Finance Innovation Lab's work for a financial system that serves people and planet. She is an Associate of the St Paul's Institute, a Director of the New Economy Organisers Network, an Associate of the Institute for Social Banking, and a Fellow of theÂ RSA. Prior to joining the Lab, Anna worked in sustainable finance in the UK and internationally. She holds an MSc in Global Ethics and has written for a wide range of publications including the Guardian, Stir to Action, Pioneers Post and the New Statesman.
Adam joined Sainsbury's in 2015 as a Product Owner focusing on payment technology. Promoted twice since his appointment and most recently assuming the role of Head of Payments, he has built a dynamic payments team and function completely from scratch. Adam has also been driving the overall payments strategy and innovation roadmap for Sainsbury's, leading significant change initiatives in this space, including spearheading various projects related to the upcoming PSD2 regulation, developing a digital wallet / own brand mobile payments platform, implementing Point to Point Encryption technology at the POS and introducing contactless technology across Sainsbury's retail estate. Prior to joining Sainsbury's, Adam worked for various payments and financial services companies including Ukash, FIS, Raiffeisen Bank, Elavon and has a track record of developing innovative products and services that delight customers and deliver profitable growth to the business.
Maarten Ectors used to be a digital disruptor working with the likes of Google, Amazon, Facebook and others. In Legal & General he focuses on making insurance sexy and disrupting the industry from within.
Inspired by the belief that businesses deserve a merchant services provider and advocate that would not only meet, but exceed their needs, Heather Petersen started National Merchants Association (NMA) with a single tagline — We Work for You®.
That core value has led National Merchants Association become one of the top merchant services providers in the payments industry today.
In 2016, NMA has become one of the fastest-growing ISOs in the country — ranked in Inc. 500’s list of financial companies that are supercharging the American economy.
Under Heather’s leadership, NMA has become a global advocate for merchants by providing unmatched customer service and personalized partnerships. Her education efforts on Capitol Hill helps shape government policy and industry-wide standards and practices.
Ishaan Malhi founded Trussle - the UK's first online mortgage broker - in August 2015 after experiencing the traditionally complicated and inaccessible mortgage process first-hand. Ishaan previously worked as a Mortgages & Real Estate Analyst at the Bank of America Merrill Lynch, and as Entrepreneur in Residence at Playfair Capital. Under Ishaan's leadership, Trussle has gone on to manage over £1 billion worth of mortgages on behalf of thousands of UK homeowners, and has secured exclusive partnerships with a number of household brands, including Zoopla, uSwitch, and Revolut. Since the start of the year, Trussle's headcount has tripled, and the business has grown 50% month-on-month. Ishaan has been formally recognised as one of Britain's top 100 entrepreneurs by the Sunday Times Maserati 100. Trussle won PropTech Startup of The Year at the Elevator Pitch LIVE Awards, and was also invited to join the government-backed Upscale programme that recognises and supports the UK's fastest growing startups.
Brian Lawlor is Director of Sales of Business Development at Wirecard Card Solutions where he is responsible for new business, marketing and client relationships which include a number of key Fintech organisations including Monzo, Ffrees, Payment Cloud Technologies and Holvi.
Brian has wealth of experience within a number of different areas within the payments industry having worked in various positions in the last 15 years for organisations such as Visa, Accor (now Edenred) and Payzone.
Wirecard Card Solutions (a subsidiary of Wirecard AG) is one of the largest prepaid issuers in Europe offering a variety of payment Solutions including issuing, acquiring, processing and banking lite. They recently won "Best Prepaid Organisation" at the Emerging Payment Awards.
Jamie is the Senior Vice President for the insurance practice within Celent, a leading financial technology research & consulting firm and a division of Oliver Wyman, with 12 industry analysts spread across the globe. Celent takes a keen interest in observing and advising on how emerging technologies are being adopted and applied to create a more digital insurance industry. Current research streams include digital engagement, how artificial intelligence is being adopted, and revisiting the ‘build versus buy’ debate in a world of open APIs and serverless computing. Jamie’s career spans over 24 years in both management consulting and in the insurance industry, with roles in the strategic and operational management of technology. His personal research agenda is focused currently on how the industry is engaging with insurtech.
Joseph Lu leads a multidisciplinary team of experts to research and develop innovative ways to improve the understanding of mortality and longevity risks of international populations. He works for Legal & General, one of the UKs leading annuity providers. His work covers insurance products such as annuities, life protection, lifetime mortgage and pension de-risking solutions such as pensions buyouts and buy-ins as well as longevity risk solutions. Joseph gained a bio-medical research background from University of Leicester’s College of Medicine, Biological Sciences and Psychology before becoming an actuary and was voted Life Actuary of the Year by the actuarial community through the Actuarial Post.
Tina Woods founded Collider Health to catalyse new thinking and doing, recognising that healthcare companies need to innovate more quickly at a time of exponential technological change and growing power of the consumer. Tina is passionate about helping new ventures succeed and looking to pioneer more socially-driven collaborations with large and small businesses. Tina has established relationships with leading incubators, accelerators, investors, digital health start-ups, pharma and big tech. She has a special interest in how developments in other industry sectors, such as financial services, insurance and education, are driving the changes we are seeing in health, particularly in relation to consumer choice and attitudes.
Adam is Co-Founder and CEO of digital investment manager, Scalable Capital. Before founding the business, he spent seven years at Goldman Sachs as Executive Director of Commodities Trading where he was responsible for the commodity structured products franchise, including risk management and developing client solutions. Prior to this, he worked in derivatives trading where he was responsible for electronic trading for private clients. Adam has just been named as one of the PAM Top 40 Under 40 for 2017. He studied Business Mathematics and Statistics at the London School of Economics.
Sebastian Schäfer is a passionate entrepreneur, lecturer and well-thought advocate of unconventional wisdom. Prior to founding TechQuartier (TQ), Germany's official FinTech Hub in Frankfurt, he was assistant professor in entrepreneurship, and Managing Director of Goethe University's business incubator. Trained as behavioural economist, Sebastian believes in the diversity of human nature and is fascinated by the power of incentives to shape behaviour. Sebastian is associated with the Center for Leadership and Behavior in Organizations and the Frankfurt Laboratory of Experimental Economics at Goethe University.
Pru Ashby is Head of North America for London & Partners and has responsibility for delivering on the Mayor of London’s targets for Foreign Direct Investment into London from Canada and the USA. Pru has spent 10 years with London & Partners where she has developed a strong reputation in supporting North American companies in their globalisation including Twitter, Airbnb, Box, Tesla, Lululemon and Hootsuite who fed back that Pru saved them 6 months on their set up and growth in London. She completed a secondment at Tech City UK, the team set up by the UK Government to support Tech City, the largest tech cluster in Europe valued at US$44bill, and has an extensive network of connections within the tech community in London, the USA and globally. Pru was also based in New York for 2 years and visited Chicago many times. Pru studied engineering at university and worked in Australia, New Zealand and China for 13 years in the utilities and events sectors.
Ben Robinson is Chief Strategy Officer at Temenos, in charge of the group’s strategy development, resource allocation, and strategy execution. In addition, Ben runs the Marketplace, Temenos’ platform to facilitate the exchange of value between banks and fintech companies, one of company’s most important recent business model innovations.
A regular blogger and speaker on the subjects of innovation and fintech, Ben runs the “Swiss Technology Group”, a networking group aimed at promoting the technology industry in Switzerland, and is a mentor at Fintech Fusion, Switzerland’s first fintech start-up accelerator.
Ben joined Temenos in 2007 and has held various roles, including CMO, before assuming his current role in February of this year.
Imran Shaikh is Director of Product Management at Citrix. His main focus is on leading the Workspace Services business in the EMEA market, encompassing Citrix virtualization, cloud and mobility management technologies. Imran joined Citrix in 2016 and has over 18 years in the IT industry. Prior to joining Citrix he was at Cisco for 16 years where he was responsible for the Collaboration Business for mid-market globally. Under his leadership, the team devised new market strategies and product / solution offers to drive business growth from millions to over half a billion euros within 3 years via a partner-led go-to-market model. He holds a bachelors degree in Civil Engineering with honours from the University of Strathclyde in Glasgow, Scotland.
One of the founders of INDUSTRIA, Petko Karamotchev has 20 years of experience in the financial services and the enterprise IT. Petko holds degrees from University of Portsmouth, UK and Cotrugli Business School, Croatia. Except INDUSTRIA.tech Petko is currently running the investment opportunities database Merar.com and most advanced virtual data room software available - TrueDataShare.com. Free market advocate and part-time social theorist.
Michael Hufton founded Ingage IR in 2013, with the aim of creating a new, unconflicted IR software solution for corporates and institutional investors, specifically designed for regulatory changes surrounding Corporate Access such as MiFID II. Prior to this he spent 10 years on the buy-side as a portfolio manager and analyst running both long/short and long only equity funds. Before that he spent 8 years on the sell-side at Cazenove & Co where he was a partner in equity sales.
James is the co-founder and CEO of ID-Pal, an Irish based fintech start-up. He is an agent of change and experienced in strategy development and operational delivery, focused on innovation and competitive advantage.
Jacob has nearly 20 years of payments and processing experience leading businesses in card issuance, acquiring and transaction processing. Before founding Cambrist in early 2016, Jacob lead the European operations of leading prepaid processor & programme manager (Rêv Worldwide) from 2008 until Oct 2015. Prior to Rêv, Jacob spent over a decade with Euronet Worldwide (NASDQ: EEFT) in a variety of executive functions in the US and Europe, including roles as the VP of US Sales, Managing Director of Euronet's Romanian subsidiary and as the European e-Payments Product Manager.
Houssem Assadi is chairman and CEO at dejamobile, mobile transaction services specialist company. Before co-founding Dejamobile, Houssem was the head of R&D for security and trusted transactions at Orange Labs, network operator Orange's global centre of expertise for mobile payment, contactless technologies, NFC and telecoms security. In this capacity, he managed a team of more than 100 people working on trials and launches including France's Cityzi and the UK's QuickTap payment systems. As an engineer with a strong technical background in software development, mobile services and security, Houssem was closely involved in the creation and deployment of the payment and contactless product line within the Orange Group since 2006.
Ed has 20 years of experience in technology, private equity and corporate finance. A graduate of University College Dublin and the University of Regensburg, Ed spent 10 years working in corporate finance with Citigroup in Dublin, London and Paris, covering the Technology, Media and Telecoms sectors. Ed subsequently moved into private equity with a particular focus on software as a service leading to the launch of Solgari.
Timo is responsible for the new market entries of N26. Previously, he led the IT initiative within N26's efforts in obtaining the banking license, the integration of the core banking system and the connection to the SEPA schemes. Timo joined N26 from Deutsche Bank, where he held various roles during his tenure.
Jason Oxman is the CEO of ETA, the global trade association of the payments technology industry. Since joining in 2012, Oxman has led ETA and its membership through unprecedented technological transformations, and ETA now represents more than 500 global financial and technology companies. ETA also owns and produces TRANSACT, the premier annual event for the payments technology industry, and is the voice of the payments industry on Capitol Hill.
Before joining ETA, Oxman was Senior Vice President of Industry Affairs of the Consumer Electronics Association, prior to which he served as general counsel of a technology industry trade association and vice president of a Silicon Valley-based technology company. He worked at the Federal Communications Commission to develop and implement technology policy. He began his legal career as a law clerk for the Maine Supreme Court, and he is also a former broadcast journalist. Oxman received his B.A. cum laude from Amherst College, and his M.S. and J.D. from Boston University.
Stephen Barclay was appointed as Economic Secretary to the Treasury on 14 June 2017. He served as a Government Whip (Lord Commissioner of HM Treasury) from 17 July 2016 to 14 June 2017. He was elected Conservative MP for North East Cambridgeshire in May 2010. Education Stephen was educated at King Edward VII School in Lytham St. Annes Lancashire before reading history at Peterhouse, Cambridge. He later studied law at the College of Law, Chester. Political career From 2010 to 2014 Stephen served on the Public Accounts Committee which scrutinises government spending. Stephen served as Assistant Government Whip from May 2015 until July 2016.
Diana Paredes is the CEO and Co-Founder of Suade, a software platform that enables financial institutions to understand and deliver their regulatory requirements. Prior to founding Suade, Diana had a successful career in investment banking, covering all asset classes at Barclays and Merrill Lynch, across sales, trading & structuring. Whilst working in the industry, she saw an opportunity to innovate and launch her current Fintech/Regtech startup. She believes that a data-driven approach to regulation is the key to preventing the next financial crisis.
Ofer is the Vice President of Marketing of AU10TIX, forerunners of 2nd generation ID authentication and onboarding technology. He has a strong track record in building brands and businesses in international B2C and B2B markets and professional roots in brand and business strategy at BBDO and Publicis, working with global and local major players in a range or verticals from technology to consumer markets.
Leigh has worked in many fields of insurance including life and pensions, private healthcare and for the past 12 years general insurance, primarily personal lines. As a career marketer that includes an MBA, Leigh has held many senior posts across marketing communications, strategy, ebusiness, data analytics, research, proposition development and acquisition and retention, but all have elements are linked by a desire to better understand the customer and deliver an improved customer experience. Within Ageas, Leigh’s current remit extends to identifying and understanding emerging trends and technologies, connected homes, data analytics and R&D to create customer led propositions.
Matt Cullen is the ABI’s Assistant Director, Head of Strategy, Data & Analytics. As Head of Strategy he provides thought leadership on the long term strategic challenges and opportunities facing the insurance industry, and works with policy and executive colleagues to incorporate this thinking into planning and policy development. Much of his time has been spent building the ABI’s policy agenda and public profile in three key emerging areas: technological change and data, cyber risk and climate change. Matt began his career in the UK and US nuclear industries – with roles at the Nuclear Decommissioning Authority, the Department for Energy and Climate Change, and the US Department of Energy.
Gemma has been involved with Internet businesses for well over a decade and is passionate about improving people's everyday lives through technology. She joined one of the UK's first online agencies and subsequently joined what was (back then) a 'start-up'; Google. During her career at this now global brand she worked across Silicon Valley, Europe and Africa. Gemma has been on the front line of industries being transformed by the Internet, and, having also previously spent time as an estate agent, Gemma combined her experience of technology and property to create Settled with the dream of making moving easier for everyone.
As Chief Investment Officer at SyndicateRoom, James started his career at a boutique investment firm, originally as investment analyst and quickly moving to investment manager. He also built up his own private investment portfolio, while starting and selling companies. James is also a mechanical and electronics engineer with experience designing and developing products for world-leading brands such as Coca-Cola, Hersheys, Pfizer and British American Tobacco.
Graham Kellen is the Chief Digital Officer at Schroders where he is globally responsible for leading teams dedicated to the digital enablement of a 200 year old Investments and wealth manager. These teams include Innovation, Fintech engagement, Robotics, AI/machine learning, data insights and analytics, Digital Engagement, Digital Distribution & Service platforms, Employee collaboration and mobile application development. Graham has extensive IT and Digital experience gained from nearly 20 years working in strategic roles within FinTech, Hedge Funds, Investment Banking and Asset/Wealth Management technology. Graham Joined Schroders in 2013 from FRM, part of Man Group, where he was a Digital strategist & CTO and gained first hand business experience working on client solutions supporting intermediary, institutional and sovereign wealth hedge fund sales globally by devising a digital client service strategy instrumental in the acquisition, retention and servicing of Billion $ mandates. Graham has an MBA from the OUBS.
Ruben is entrepreneur, and now entrepreneur in residence acting as director StartupAmsterdam. He was a driving force in connecting the leading Dutch Startup Initiatives & Tech Clusters into a catalyst program: StartupDelta. It is crucial for Ruben that Amsterdam is able to create its own international business climate for startups and he puts all efforts into successfully building this ecosystem. In the past few years, he has been focused on connecting the startup ecosystems world wide and has been involved in various startups and innovation projects: i.e. DutchBasecamp (founder), OpenDutchHackathon, CodeUur (co-founder), Open Cities, FellowForce (co-founder & CEO), StBC (CEO), Dutch Jugaad Innovation.
Robert Pettigrew has been Director of the Peer-to-Peer Finance Association since March 2016. A graduate economist, he has worked as a public policy researcher, communications consultant, social entrepreneur and organist. He was an adviser and speech-writer in both Houses of Parliament between 2004 and 2015, standing for Parliament in 2005 in Lanark & Hamilton East, as well as serving as a locally-elected councillor in Portsmouth. His recreations include cricket, rugby, horse-racing, golf, opera, music, theatre and the City of London.
Mark is the CTO of Centtrip, the award winning provider of the world’s most unique multi-currency digital e-money account in the cloud.
Mark Hipperson has over 25 years’ experience in technology, coupled with a strong background in financial services.
Mark was Head of Technology for the Barclays group for more than 10 years. Following this, he founded an award winning global banking product business and was a director of the UK’s largest privately owned IT consultancy and software development business, which has built strategic banking platforms for a large number of Tier 1 global investment and retail banks.
Most recently he was co-founder and the Chief Technology Officer of Starling Bank, responsible for managing the strategy and direction of the Bank's IT and, in addition, the design, build, implementation and support of the Bank's IT services platform, apps and infrastructure. He successfully defined and built the banking platform that has now received its UK Banking licence.
Rob's experience of high performance computing began over 20 years ago during his PhD in particle physics, where distributed computing was used for "Big Data" analysis. Since then, Rob has developed comprehensive experience in the financial industry, spanning consultancies, banks and securities firms both on business desks and in technology groups. His portfolio of skills include high performance computing, risk systems architecture and development, quant research, structured products and derivatives model development and project management. Rob has successfully designed and implemented three generations of distributed grid computing at the securities business of MUFG in London. Rob has also worked co-operatively with Microsoft to drive forward the development of its HPC and Azure offerings and has implemented the first hybrid cloud computing project at the securities business of MUFG and is now working on the next one...
Kyle is the CEO/Founder of Ohalo. Ohalo is his second company after building a company in the compliance space. Ohalo is supported by 500 Startups and Anthemis Group, where Kyle was previously a Fellow. Before making the jump to building companies, he was fortunate to work in many areas of finance mainly in Asia at companies such as MUFJ Morgan Stanley.
Joanna Perkins serves as Chief Executive of the Financial Markets Law Committee and is also an associate member of South Square, barristers chambers in Gray's Inn. Before joining the FMLC in 2004, Joanna worked for the Law Commission and managed a project on unfair contract terms. She has held lectureships at Durham University, Paris II University de Paris and Birkbeck College, University of London. She has published articles on, inter alia, financial law, financial markets regulation and the conflict of laws. After completing a Doctorate in Law at Oxford University, where she worked as a college lecturer, Joanna was called to the Bar in July 2001. She recently served as a Non-Executive Director of ICE Benchmark Administration Ltd and Chair Person for the Oversight Committee of ICE LIBOR.
Cameron Craig is Deputy General Counsel and Group Head of Data Privacy and Digital at HSBC, a role which he took on in September 2013. In this new role he has responsibility for advising the bank on global data privacy risks and appropriate measures to address these risks. Before joining HSBC, Cameron was a partner in DLA Piper's IP & Technology Team where he built and was the co-chair of DLA Piper's EU Data Protection and Privacy Team. He previously worked as an engineer before turning to the legal sector and his practice retains a strong technology focus. He has extensive experience in advising on outsourcing transactions and in managing and implementing global data protection solutions for international businesses. Cameron has managed many multi-jurisdictional projects, co-ordinating advice on compliance with data protection legislation across the world and advising clients on strategies for cloud adoption. He is also a regular contributor to journals and is the author of the data protection chapter for the Communications Law Handbook published by Bloomsbury Professional.
Paul Lindley is an award winning British entrepreneur and best-selling author and has supported the Virgin Foodpreneur programme since the beginning having identified a need to support the next generation and a desire to pass on his hard-earned insight.
In 2006 Paul founded Ella’s Kitchen, an innovative brand of organic baby food built on a core social mission. It’s now the UK’s largest and has sales of over $100M from across 40 countries.
Paul is also founder of the The Key is E, a social enterprise designed to support African entrepreneurs whose social businesses benefit children. In 2015, Paul founded his second business – Paddy’s Bathroom – a brand of natural toiletries for babies and toddlers that also creates clean water for children through its Drop Buy Drop program.
In 2017 he published his first book, the critically acclaimed: ‘Little Wins: The Huge Power of Thinking Like a Toddler’. In the same year, Paul joined the Board of Trustees of Sesame Workshop, creators of Sesame Street that helps kids be smarter, stronger and kinder. Paul believes the best businesses make profits and have a core purpose to do social good.
David is the Head of Financial Services Architecture for Amazon Web Services UK/ Ireland. Over the past two years, he's been working with a broad range of financial services customers helping them form and deliver digital transformations in the cloud. David leads a team of solutions architects who work closely with customers of all sizes in the industry giving him an under-the-hood view of the trends and forces at play.
Yvonne is a Partner who leads our financial services technology practice. She specialises in advising on non-contentious technology matters, including outsourcing, systems development and integration, e-commerce and IT procurement. Yvonne also leads our FinTech practice and advises on complex projects which combine technology and the regulatory environment in which our financial services clients operate.
Kristoff Zammit Ciantar is the CEO of Aqubix, IT consultancy company and solution provider. Kristoff has been working in IT for the past 14 years. A Business Analyst by profession, Kristoff has years of experience in bridging the gap between the business requirements and the technical deliverables.
Kristoff was also based in the UK for 8 years providing services to COMPANIES such as Safeway, Leicester City Council, HMRC, British Telecom, NHS, Novacroft, Wyeth Pharmaceuticals, Sungard Vivista, Toyota and Torex Retail. He holds a B.Sc. Business & Computing degree specialising in Human Computer Interface (HCI) studies. Such studies led to Kristoff’s specialisation in User Interfaces for web and IT solutions.
Sheila has worked in the B2B industry for over 10 years, ultimately gaining experience in B2B marketing, branding, consumer behaviour and PPC campaigns. She recently added Inbound Methodology and practices to her skillset and has become a Google, HubSpot and Shopify partner. Followed by the success in managing an all sector agency, InTrigger, Sheila has followed the explosive FinTech sector over the last year with interest. She then founded an inbound marketing team of tech savvy gurus to launch Inbound FinTech, a specialist PPC, SEO & Inbound Agency for the FinTech sector.
Justin is a data scientist and business leader with nearly 20 years of experience helping some of America's most respected companies realize the power of predictive analytics. Most recently, Justin has focused his time on building machine learning predictive models for the fintech industry. As the former Chief Data Scientist of a successful alternative finance company, Justin has been responsible for developing the latest methodologies to predict payment defaults, spot fraud before it occurs, and score lists of marketing prospects. Justin has experience developing predictive analytics platforms and was the CEO of Crossfold Analytics, a successful data science consultancy he founded in the alternative finance industry. Justin holds a PhD from Texas A&M University, and has been recognized by the American Statistical Association with the prestigious Accredited Professional Statistician (PStat) credential. At DataRobot, Justin is the General Manager of the fintech vertical.
Shaun has over 25 years experience developing and implementing multi-asset investment strategies for clients ranging from central banks to pension schemes to charities and high-net worth private individuals. He joined Nutmeg in September 2012 and is responsible for all aspects of the investment proposition. He was previously at BDO Investment Management, where he was Chief Investment Officer for six years, in charge of the investment proposition for high-net worth and ultra-high net worth clients. Prior to BDO, he was Senior Economist and Head of Research for Crown Agents Investment Management, part of the team managing global bond and equity portfolios for central banks, sovereign wealth funds and public sector pension schemes. Shaun is a Chartered Alternative Investment Analyst and an accomplished communicator, including regular appearances on BBC television and radio, Sky News, Bloomberg and CNBC.
Responsibilities at Schroder Adveq
Nils Rode is the Chief Investment Officer of Schroder Adveq. Nils also leads the Schroder Adveq Labs data science activity. Nils is a member of Schroder Adveq's Management Committee and a member of the Investment Committee.
Before joining Adveq in 2005, Nils was a Vice President with private equity backed SkyOnline, a US-based IT and telecommunications company, where he worked in the areas of finance and strategy from 2003 to 2005. From 1995 to 2002, Nils was a management consultant with McKinsey & Company in Germany, where he was the lead manager for several strategic, organizational and operational improvement programs for private and publicly listed companies in the technology and financial services sector. Nils is also the author of a book on strategic management of knowledge based businesses.
Nils holds a Master's degree from ESCP Europe in Paris, Oxford and Berlin where he was a Siemens Scholar. He also holds a PhD in Economics from the Leuphana University of Lueneburg, Germany and a Specialization Certificate in Data Science from Johns Hopkins University and Coursera.
Alexei Kadeishvili graduated from the Moscow Institute of Physics and Technology (MIPT), Faculty of General and Applied Physics in 1993. Alexey Kadeishvili specializes in technologies of computer vision, cognitive technologies and deep learning, and pattern recognition for more than 20 years and possesses several patents in this field ("Method for processing raster images", "Method for improving digital raster images by the method of local brightness luminance", "Method of identification of a person's identity", etc.).
Alexey is a co-founder and CTO (since 1999) of Vocord company. As a CTO, leads the development of facial recognition software, recognition cameras, and other products.
Andrew Zimine, CEO and Founder of innovative financial ecosystem Exscudo, the Owner and CEO of Clarus, a major developer of exchange systems and security and ERP-systems for companies. He is a consulting expert on DAPS Ethereum and advises major European and Asian financial market players on cryptocurrency trading. A recognized expert on blockchain technologies and decentralized cryptographic data transfer networks. Andrew has over 8 years of experience in the management of companies and over 18 years of experience in IT technologies and their integration into the real sector of economy.
Dr. Bohumir Zoubek is the Services and Products Director at Profinit. He has worked for this outsourcing business since 2004 and has 15 years experience in designing and delivering high-performance software solutions for commercial and government institutions across central Europe. He is focused on leading the company’s technology strategy and developing solutions that support the demand driven needs of both his customers and markets. He also lectures in computing and software architecture at universities and institutions in Prague.
Peteris is the Chief Executive Officer of Swaper, an online investment marketplace platform for investors seeking to invest in unsecured consumer loans. With a passion for design, user experience and strategy Peteris has created and reshaped several successful brands throughout his career. Peteris holds an MRes degree in Social Sciences Research from Loughborough University along with a BSc degree in Economics and Business Administration from Stockholm School of Economics in Riga.
An enthusiastic business leader of the UK's most influential trade association in payments, a lively public speaker and avid networker, Tony is passionate about payments.
He's an evangelist for the difference emerging payments can make to lives everywhere. Whether writing blogs, chairing panel sessions at conferences, writing white papers or enrolling CEOs in his mission, Tony shares knowledge derived from over a decade in payments.
He is a director, investor and adviser to many payments companies. He also sits on the Bank of England's RTGS Blueprint Advisory Body.
Tony conceived and launched the Emerging Payments Association (EPA) in 2012, where he is Director General. The EPA promotes the UK as global hub for payments innovation and the interests of the EPA's 110+ members such as MasterCard, JCB, Vocalink, Amazon, Samsung Pay, and Fiserv.
Marcus is VP of partnerships at Monese (where he was also the first investor). Marcus has over 20 years experience in the digital industry as a marketer and business owner. Marcus takes the lead on all strategic relationships at Monese and is an angel investor in early stage tech businesses in his spare time.
Anna is in charge of Yandex.Money's international communications, in particular expansion into foreign markets. Having graduated from Moscow State Institute of International Relations with a Political Science degree, she also graduated from London School of Economics with a MSc degree in Media and Communications.
Anna frequently delivers talks at e-commerce events both in Russia and worldwide, shaping global awareness of current trends in e-commerce and payments. She is particularly knowledgeable about Russian fintech and e-com sectors.
Paolo has seen technology disrupt many industries, but financial services has been lagging behind. He co-founded Moneyfarm to reshape the role and old model of the wealth manager. Prior to Moneyfarm, Paolo co-founded prestiamoci.it, working in fintech before it was fintech. Former CEO of Sella Capital Management SGR and Deputy Head of the Private Banking unit, Paolo brings a wealth of experience from both the asset management and investment banking industry.
Anil Stocker is the CEO and co-founder of MarketInvoice. Whilst working in financial services in his early twenties and spending time with many company CFOs, Anil realised how difficult it was for small businesses to raise the funding they needed to drive their business forward. His ambition is to use technology and data to completely reinvent how businesses go about financing their growth, and breathe fresh life into outdated financial products. Anil was listed as one of Forbes Magazine's Finance '30 under 30' and has won several awards for entrepreneurship and innovation. Anil is on UK FinTech Delivery Panel to drive policy recommendations for the industry.
Paul has been with RSA for 18 years, working in many roles across the organisation building up an in depth view of how the business operates. Since March 2012, he has been leading RSA's work on telematics which involves managing the Ingenie scheme as well as helping develop RSA's strategy for telematics for the UK and the rest of the Group. Paul has built up extensive knowledge on the telematics market which is proving invaluable as RSA starts to set out how it wants to make best use of the opportunity telematics offers to both the business and its customers.
Matthew is the Co-Founder and Chief Technology Officer at Kasko, a digital insurance platform for on-demand insurance products enabling agile product development for insurers. He has over 10 years experience in technology, has led development teams at Accenture and has 3 years of startup experience.
Paul joined Metro Bank in December 2011 and looks after the bank's Product, Digital, Change, Communications and Transaction teams. His role focuses on shaping Metro Bank's commercial plan, ensuring the bank delivers products, services and user experiences that customers value.
Prior to joining Metro Bank, Paul held various roles at Lloyds Banking Group and HBOS plc, including Head of Strategy and Planning and Head of Channel Planning in the retail banking team and Business Manager to the Chairman. Paul started his career in consultancy, working for the global policy and economics consultancy Oxford Analytica and management consultancy PA Consulting Group. He was educated at Nottingham, Oxford and Warwick universities. He is a trustee at social mobility charity Making The Leap.
Alexandre is the CEO of Moonshot-Internet and has more than 12 years of experience with Société Générale Insurance, MACIF, Credit Agricole Insurance and AXA. He has full experience in marketing management and digital including connected car, IOT, blockchain, partnerships with startups. Has presented at more than 100 insurtech-led conferences and is co-president of the Bank-Finance-Insurance club Adetem (French National Marketing Association).
Lilach Bar-David is the Founder and CEO of Pepper. Pepper is a financial start-up focused on challenging the status quo of banking by providing a new banking experience that is re-inventing the relationship between people and their money. Pepper is 100% mobile, offering digital banking services with no account management fees, supported by the most advanced technology and leading design experts in the Startup Nation of Israel. Lilach has a passion for technology, design and the process of reinventing banking and has a B.A. in Finance and Economics and an MBA in Business Management and Information Technology, both from Tel-Aviv University.
Founder of VT FinTech, Vishnu believes that the future of asset management is hugely data driven. Quantitative strategies combined with strong fundamental research are going to define the convergence of passive and active investing. He is a graduate of IIM Ahmedabad, a globally renowned business school, with years of experience in Asset Management and Banking.
Michael is the Founder and CEO of Assembly Capital Advisors. He has over decades of experience in investment banking and financial services and is now solely focused on fintech venture investing.
Megan Caywood is Chief Platform Officer at Starling Bank, where she leads API Strategy, partnerships and the development of the Marketplace Platform. Prior to Starling, Megan worked in technology in San Francisco, having led product development at Intuit and Xero, two of the world's largest financial technology companies.
Markku is the VP Authentication of Inside Secure. Previously he was the CEO and Founder of MePIN / Meontrust Inc, which was acquired by Inside Secure in August 2017. Markku is a seasoned entrepreneur with over 20 years of experience in the field of IT and information security. He has been involved in mobile technologies since the early days of WAP in the late 90's.
At Deutsche Bank, Adedayo Banwo has held a variety of Legal and Compliance roles focusing on general regulatory issues ranging from custody, payments, SMR, MIFID/MIFIR, Brexit, and technology. Before Deutsche, he was with the CFTC in the Office of General Counsel in Washington DC where he helped author and implement regulations regarding data and trade reporting. Prior to this, he was an associate at Simpson Thacher & Bartlett in New York in the corporate practice. He is a Term Member of the Council on Foreign Relations.
David is the Founder and CEO of Polymath Consulting. The firm advises organisations across the cards and payments industry and is particularly well known for its work on e-money and emerging payments. David is also an active NED and advisor to boards. He advises and/or sits on the boards of: Cybertonica, Stylopay and Curve. As a consultant, he has worked across the complete value chain helping banks with their overall e-money/prepaid and emerging payments strategy right through to market entry analysis. David has also worked with telecommunication firms, payment processors and programme managers on segment analysis, certification and membership applications.
Suresh is Managing Director at Global Processing Services (GPS) an award winning processor for prepaid and stored value. GPS provides services to some of the largest prepaid programs globally as well as providing services to challenger banks and fintechs. Suresh was selected to join the working group for the Payment Systems Regulator Strategy Forum which will help shape changes in the payments industry and recently voted into the Prepaid Power 10, a top ten list of key influencers in the payments industry.
David is Co-Founder and CEO of leading FinTech, Tuxedo Money Solutions, and previously served as CTO. He began his career at Alpha Telecom, managing their call centres then broadening his remit to manage client application development and account services. As Head of Operations for Speechnet and Amerada, he oversaw all utility telecom services and IVR technology. In 2002 he founded Re-Inspire, delivering innovative payment solutions and was one of the first entrants in the SMS payment and 'micropayment' markets. David co-founded Tuxedo in 2006 and has overseen its technology development, innovation and international expansion.
Co-founder & Managing Partner of Exponential, a venture capital and incubation business focused thematically on financial wellness, investing across fintech, insuretech and healthtech. Investor and advisory board member of Startupbootcamp Insuretech programme. Background in strategy consulting and commercial leadership roles in the technology sector.
Dr. Richard Theo is co-founder and Chief Executive Officer of Wealthify, a new online investment service that makes investing easy and affordable for everyone. Richard is a serial entrepreneur with a passion and enthusiasm for technology that has driven him to establish a string of successful technology-based companies, all founded on a common belief in innovation through technology. Using his PhD in Computer Networks, Richard has applied his software expertise to differentiate, innovate and derive competitive advantage, allowing his businesses to become innovation leaders within their respective markets.
Pete has been developing solutions to allow the efficient delivery of advice since 2001. His roles have been focused on advice for consumers, with his advice experience covering a range of solutions including wealth management, holistic financial planning, workplace pensions and employee benefits. As a founder of Wealth Wizards in 2009, his work has involved the very early development of robo advice. He has held advice permissions for over 20 years and brings significant expertise in helping engage consumers with often complex financial solutions. He has a BSc (Hons) in Manufacturing Engineering from Loughborough University.
Victor is the CEO of Plum, an artificial intelligence-powered Facebook chatbot that enables consumers to save and invest automatically. He is also the former Head of International at TransferWise a fintech unicorn and joined the company when there were 6 personnel based in London and left when they were over 500+. Victor built and led a team of 25 who launched TransferWise in 25 new markets. Previously he founded and led PoS terminal reseller BlueBird in Europe. He studied economics at Harvard and has an MBA from INSEAD.
Thomas Lethenborg is on a mission to help provide better mental health to more people. Prior to joining Monsenso as CEO and partner, he served in international leadership positions in global companies like Siemens, NetApp, F5 Networks ad Telia. His educational background from London Business School, Copenhagen Business School and Copenhagen University College of Engineering intersects business and engineering. His interest in the field of mental health comes from living with mental illness in his near family most of his life.
Ross Campbell is Chief Underwriter, Research & Development, at Gen Re. Ross has been in life/health reinsurance for over 30 years both in the UK and in overseas markets. Based in London his varied role includes research of medical and non-medical risk, including how digital technologies may innovate insurance practice. Ross is a Chartered Insurer, holder of the Assurance Medical Society Diploma in Medical Underwriting and is a Senior Examiner for the Chartered Insurance Institute.
Rob Hudson is Head of Digital Distribution at Aberdeen, responsible for developing and managing direct-to-client business channels. Previously, Rob was MD of Charles Stanley Direct where he led the successful launch and growth of the client facing investment platform.
Rob started his career with Hargreaves Lansdown as it started to develop the market dominant Vantage services. He left to join Egg plc to help set up the UK’s first client facing digital fund supermarket. Rob has also worked as a management consultant (acting for St James’s Place; CitiGroup; 3i BestInvest), and as a Director of Chartwell Group where he ran the direct-to-client and remote advice businesses whilst helping the IFA practice as an early mover to a platform and DFM model (leading to sale to Close Brothers).
Phil has helped build multiple successful managed services businesses and is now Managing Director at The Bunker and responsible for leading The Bunker's technical development through its future growth and evolution. He is a Certified Information Systems Security Professional (CISSP), and experience of working across a broad range of technologies, industries and clients, both within the UK and internationally.
Parinda is a product designer, regtech pioneer, entrepreneur and passionate about solving real world problems through technology. He has created one of the best digital banking products in the market and is now on a mission to solve identity verification problems with his Selified team.
Dr. Louise Beaumont creates markets, enables scale, and drives growth. She is particularly interested in the intersection between technology, financial services and public sector; and has worked with blue chips, start-ups, investors and everything in between to grow companies and create value.
Lee is a Director at Mastercard responsible for relationship management and business development with the UK&I prepaid issuing and programme manager community. Lee joined MasterCard in 2011 tasked with prepaid market development across consumer, commercial, public sector and transit verticals before being promoted to his current role in 2013. Lee is also an ambassador for Mastercard's UK&I Women's Leadership Network. Prior to Mastercard, Lee started his career at Giesecke & Devrient, an international leader in the technology of smartcards, security technology and banknotes where he spent 8 years in various roles.
Clive Bourke is responsible for all Daon's business activities across Europe, the Middle East, Africa and Asia Pacific. His team delivers and supports biometric, authentication and identity solutions in banking, payments, commercial and public sectors. They work directly with end customers and through partners across the EMEA and APAC region. Bourke has in-depth knowledge of the biometrics industry and has been closely involved in many of the stages of development of Daon from foundation. With over 20 years international experience in enterprise software and solutions, Clive brings significant domain knowledge, consulting experience and a track record in taking multiple first-of-a-kind projects from concept to completion. He earned his Electronic Engineering degree from University College Dublin.
Chris is a board level Director who has worked within the I.T industry for over 18 years where his career has evolved around the management and delivery of secure I.T services for a large portfolio of blue chip companies in a number of sectors including retail, financial, blue light, medical, and government etc. As Programme Director for The Bunker he has executive responsibility for all of the programmes of work within the business which he leads through his Project Management Office. Chris is also responsible for managing and maintaining The Bunker's security standards which include PCI DSS v3.0, ISO 27001, IGSoC and IL official.
Anna has been involved in the payment services sector since 2000. She acquired experience in the banking and telecommunications while working in Polish and foreign corporations (Citigroup, T-Mobile) as well as a consultant and advisor. She was a CEO of one of the leading Polish payment institution and acquirer - PayTel SA. She is involved in fintech advisory projects (PwC Startup Collider). Featured in the TOP 20 Women in FinTech Report (IIG, March 2017). Anna graduated of Interdepartmental Individual Studies in Humanities at the University of Warsaw and International MBA program at the Warsaw University of Technology accredited by the London Business School.
Now dealing with the complexities of policy on Brexit for the BRC, William is a former EU and Constitutional law academic and UK politician, serving as an MP between 2009-15, including a period as a shadow Minister and Business select committee member. He spent a year in policy consultancy focusing on financial services and Brexit. He is writing a book on centre-left politics in Europe due out soon.
Umang is an NHS Paediatrician, served as a clinical fellow for the NHS Leadership Academy and a trustee of Attend, the UK’s national charity for volunteers. Umang has joined babylon from Aviva, where he was the Director of Clinical transformation and responsible for a series of new initiatives in the model of healthcare delivery.
Rinse Jacobs is Head of Strategic Partnerships at solarisBank, the tech company with a banking license. He manages and oversees all strategic partners of solarisBank with the aim to identify advantages through strategic collaborations and leads the initiation as well as the onboarding process. Prior, he was working on Brand Partnerships at HTC and gained experience as an independent consultant and entrepreneur. Rinse Jacobs studied in The Netherlands, Poland, as well as Sweden and holds a Master’s degree in Business Development and Entrepreneurship from Umeå University.
Matteo is Founder and Director of the Connected Insurance Observatory, Global InsurTech Thought Leader and Investor.
He is internationally recognized as an insurance industry strategist with a specialization on innovation. Matteo is author and world-renowned authority on InsurTech - ranked among top international InsurTech Influencers - and he has spoken to audiences in eighteen different countries.
Matteo has advised many International Insurance Groups in ten different countries and has wide experience which includes set up of industrial and commercial plans, growth strategy definition and support in the start-up of new initiatives, digital strategy development, insurance products development, channel strategy and commercial model definition, startups mentorship and advice M&A deals.
Before creating the Connected Insurance Observatory, he spent eleven years in Bain & Company’s Financial Service practice.
Matteo received his degree in Business Administration from Bocconi University, Milan.
Javier Santamaría is the Chair of the EPC since 2012. As an independent, self-employed professional, Mr Santamaría has accumulated broad and balanced expertise in the intertwined dimensions of payments 'business-related, operational, technical' across different client segments and product lines, in the legacy and the innovative spheres. He has been immersed in both cooperative and competitive environments. Besides payments, he is interested in other banking fields and continues to be actively engaged in academic matters. Mr Santamaría is a member of the Iberpay Board. Former Head of Operations and Business Services, he was Senior Vice President at Banco Santander until December 2016.
Jean-Stéphane Gourévitch is an expert of the digital and mobile convergence ecosystem with over 25 years global experience at senior management levels. He focuses on digital/mobile communications, digital/mobile payments, mobile money, digital/mobile banking, digital/mobile commerce, Fintech and innovation. His expertise lies in strategy, business development, regulatory affairs, public policy, Government Relations, stakeholders relationships management, communication and PR.
János Hoós, Chief Consulting Officer of ApPello is responsible for maintaining and establishing business relationships and product development strategy. After obtaining his master's degree in Finance at Corvinus University of Budapest, he started his career at ABM Ambro Bank then continued at KBC Group. During his 15 years in the banking industry he was responsible for statutory and management reporting, development of non-retail PD, EAD and LGD models, projects to reduce capital wastage, implement rating system, loan origination process and credit risk data-mart. He participated in Basel 2 implementation and gathered the Advanced IRB license from the Hungarian Regulator.
Glenn Porter is Managing Director of GBG Plc’s Global and Major Customer Programme, Data Strategy and Corporate Business Development. He began his career in Technology and Data in 1995 with Dun & Bradstreet and since then has obtained over 20 years’ experience in international organisations which deliver data driven IT and services solutions.
Glenn’s most notable recent achievement has been to lead the international expansion of GBG’s identity data intelligence solutions. The group’s global identification and verification service now covers over 50% of the world’s population in 53 countries.
Expansion of GBG’s capabilities has enabled numerous organisations to take advantage of global digital expansion, safe in the knowledge that their businesses are protected from risk and fraud.
Gonçalo is the CEO and co-founder of SyndicateRoom was considered one of the Top 40 most influential people in fintech in Europe.
Gonçalo is also a contributor for Forbes, writing regularly about fintech, entrepreneurship, corporate finance and early stage investments and speaks regularly at public events on the same themes.
In his spare time Gonçalo cycles long distances, plays tennis and, when in warmer climates, sails with his wife whenever there is half a chance.
Benedetta Arese Lucini is one of Italy’s and Europe’s leading tech entrepreneurs. She is the co-founder and CEO of Oval Money, a personal finance management app that harnesses the power of collective intelligence to help users track and save their money. Prior to founding Oval, Benedetta was CEO of Uber Italy, where she oversaw a complex market rollout across Italy’s major metropolitan areas. Benedetta’s international experience also includes time in South East Asia as the Head of Operations at Zalora, leading the regional launch of the Rocket Internet Group e-commerce company. Benedetta began her career in investment banking, with positions at Morgan Stanley in London and Credit Swiss in Paolo Alto. She holds an MBA from NYU Stern School of Business, specialising in Technology, Media and Entertainment. Benedetta believes that fintech innovation must help improve underlying financial literacy in order to truly empower the consumer.
Sigga joined Santander UK in September 2015 as Chief Customer and Innovation Officer. Sigga, who forms part of Santander UK's Executive committee, is responsible for designing a customer-centric bank of the future through rapid prototyping of new mobile first business models. She leads the digital re-invention roadmap putting the customer at the centre, partnering with the start-up, digital and fintech community and building an agile innovation environment within the bank.
Sigga joined from American Express where she was responsible for leading digital and business transformation of numerous businesses across the organization globally. She has a strong track record for driving a start-up culture, working in an agile marketing and technology environment promoting continuous innovation and change.
Recordsure was founded in 2011 by Joanne Smith. The concept for Recordsure emerged from Joanne's 20 year career in financial services, and her role as CEO of TCC, the UK's largest leading provider of compliance solutions. Prior to founding TCC, Joanne held senior roles at leading organisations including HBOS and KPMG, as well as the FSA. She holds an MBA from Ecole Nationale des Ponts et Chausées in Paris. Named Women in Compliance Awards’ first Inspirational Woman of the Year in 2014, Joanne is also a Natwest Everywoman Award nominee. This award recognises female tech entrepreneurs developing real-world solutions to help build a smarter planet.
As a UK financial technology specialist, Oliver was used to wearing pin-striped suits and talking about money with the world's largest companies. These days, as Founder and CEO of Swedish/UK Chainvine he mostly talks about Provenance and digitising (dematerialising) the source. This usually includes the certification process, supply chain logistics, including IoT & Financing and trading (like landing, repos, hedging) - usually all banking related operations key factors in trade finance.
Rob Ellice is an award winning property entrepreneur and estate agent, with over 20 years’ experience in the property industry. Rob is the CEO of easyProperty who along with Sir Stelios has launched a new online estate agency which is set to revolutionise the market in both residential and commercial sectors. He is also the MD of Clarke Hillyer, a successful residential and commercial lettings, property management and Surveyors agency which he acquired in 2003. He has bought and established a number of other businesses.
I have over 15 years of experience in European banking and business finance, holding senior posts in multiple banks. After time at ABN AMRO, ING, I founded and grew an education business, going on to join MarketInvoice as Head of Investor Development. Today, in addition to leading the revolution in fintech with Spotcap, I am on the advisory board of Fiduciam and Alterest Investment Technologies. I have an MBA from IE in Madrid, with a specialisation in strategy and finance at the Leonard N Stern School of Business, New York University.
Imran is the Global head of FinTech at EY and has more than 18 years' experience in the financial services sector. He leads EY's focus on FinTech clients as well as supporting financial institutions, governments and regulators on their strategies for the FinTech market. Imran is also co-founder of London-based start-up Commuter Club, which lets customers pay for annual travel cards through monthly instalments. Imran received an OBE for services to Financial Services in the 2017 New Year's Honours list.
In April 2017, Imran was appointed as Implementation Trustee for the CMA's Open Banking remedies. He holds a Masters in Engineering from Cambridge University and is a CFA charter holder.
Matthias Kröner is the co-founder and CEO of FIDOR Bank AG, the neobank with the unique positioning of 'Banking with Friends' launched in Germany and the UK and most recently acquired by the group BPCE. Fidor Bank reflects Matthias Kröner's vision of digital and social banking whereby customers become active advisors on community forums, they help co-create products and get rewarded for their contribution. With its unique positioning and successful achievements, the bank was awarded the title of Model Bank by Celent in 2015 and global growth company by the WEF in 2015.
Prior to founding Fidor Bank, Matthias co-developed the first continental European online broker known as DAB Bank. In 1997 he was recognised as the youngest CEO of Direkt Anlage Bank AG at the age of 32. His early career include diverse roles such as assistant to the Management at Maffei Bank. He started his professional career within the hospitality industry in Hotels such as Kempinski Hotel Vier Jahreszeiten, Munich and the Hyde Park Hotel, London; an experience that contributed strongly in building Matthias' vision of excellence in customer service.
Matthias is graduated in Business Administration from Munich and New York Universities.
Katrin co-founded FUNDING XCHANGE (FXE) in 2014, setting out to disrupt the inefficient SME funding space bycreating the first UK marketplace for businesses to easily access bank and non-bank funding solutions in one place. FXE launched in June 2015, announced an exclusive partnership with KMPG Small Business Accounting in October 2015, was announced as one of the designated referral platforms by the British Government in the 2016 Budget and is now working with nine UK banks. Before founding FUNDING XCHANGE, Katrin spent seven years at Bain & Company, working closely with banks and other financial services institutions across Europe. Prior to joining Bain, Katrin led American Expressâ€™ strategy and business development team in London.
Joseph Thompson is the CEO and Co-Founder of AID:Tech, the worlds first company ever to deliver international aid using blockchain technology in Lebanon. Joseph co-founded AID:Tech in response to the need to increase transparency and reduce global illicit outflows from developing countries due to fraud and corruption. AID:Tech's mission is to increase the transparency and efficiency of the distribution of international aid and social services (e.g. cash, welfare entitlements) by governments and NGOs. Joseph has previously worked in banking and telecommunications across the Middle East and Asia.
Shachar is the co-founder and CEO of Curve. Over the past decade Shachar has worked to develop and transform innovative ideas into concrete businesses. He founded and sold numerous companies in various industries. His passion for financial and technology innovation led him to found Curve and create a gateway to everything money. Shachar holds an MBA from INSEAD, an LLb. in Law and Economics from Tel-Aviv University and is completing his B.Sc in Computer Science from Bar-Ilan University.
Nasir is CEO of The LHoFT - The Luxembourg House of Financial Technology, a public/private sector initiative to drive fintech innovation in Luxembourg. He is also a Non-Executive Board Director of Skandinaviska Enskilda Banken (SEB) S.A. Nasir has worked in Financial Services for 20 years. He spent 13 years working within Capital Markets at RBS, ICAP, HSBC and EBS. He has been immersed in the Fintech and startup sector for the past six years. As an entrepreneur, Nasir has built multiple Fintech businesses across verticals. He has advised the boards of leading financial institutions, central banks and governments. Nasir is included in the “Top 40 innovators shaping the future of financial services -2014” by The Wall Street Journal/Financial News. Nasir has a BSc from the London School of Economics and is a Sloan Fellow from London Business School.
As Chief Operating Officer, Julian oversees business operations, including payment systems, card operations, customer contact, human resources and supplier relationships for Starling Bank. Julian also runs Starling Payment Service providing sponsorship services to the Banking & PSP market. Julian worked as a management consultant at Accenture and EY, specialising in large-scale transformation in the cards and payments industry. He set up his own financial services consultancy, Bluerock, which he ran for thirteen years before selling it in 2012.
Julian is an experienced entrepreneur, business leader, and starter of new disruptive services. Originally a designer, he specialised in optimising the interface between individuals and the organisations they interact with. In the early days, his tools were branding and retail environments. More recently he has focused on creating innovative personal data-driven digital services with an emphasis on creating effective user experiences. Julian now leads PORT, a personal data platform that enables businesses to connect with their customers, protect their data, and comply with the practical aspects of GDPRs quickly, easily, and at low cost.
Adrian Drozd is Research Director for Frost & Sullivan's European Digital Transformation practice. He manages a team of analysts that monitor and analyse emerging trends, technologies and market behavior across the ICT sector. In addition, Adrian acts as global programme manager for Frost & Sullivan's 'Digital Transformation of Industries' programme - a research stream that assesses ICT opportunities across vertical markets - including the Financial Services sector.
Investor turned entrepreneur, Dylan was in strategy consulting and private equity before he left his job to rethink insurance for the consumers' benefit.
Frustrated by the insurance sector's focus on profits rather than consumer needs, Dylan launched so-sure to disrupt the stagnant insurance industry. so-sure's Social Insurance model provides its customers with better and up to 80% cheaper insurance. Having started in the UK with mobile phones, the ambition is to change consumer lines globally.
Dylan has an MBA from Harvard, MEng from Bristol and a Diplome d'Ingenieur from ENSAM (France).
Aman Ghei is Principal at Orange Growth Capital, a London- and Amsterdam-based venture capital firm focused on high growth fintech and mobile gaming companies. Prior to joining Orange Growth Capital, Aman worked at Facebook and Accel Partners.
Pascal Bouvier is a fintech venture capital investor. He has invested in financial services and fintech for the past eight years, across Europe, the US and SEA. Pascal spends his time between being a Venture Partner with Santander InnoVentures and working on the RegTech Lab, a regulatory and innovation initiative tailored for the United States.
Nick joined Tandem in August 2016 as Chief Operating Officer. As COO, Nick is responsible for customer service, business operations, payments, supplier relationships and IT. Prior to Tandem, Nick worked at Santander UK where he was responsible for leading its Commercial and Corporate Bank operations; he also has a management consultancy background, having worked at both Accenture and EY. Nick has a strong track record in building, transforming and running outstanding Customer Service and Operations functions, working in an agile environment and promoting innovation and change.
Jo Vercammen has a Masters in applied informatics and has more than 10 years of experience as a business consultant in the ERP market. In 2014, Orillia was the first to release a network of Bitcoin ATM machines in Belgium and advocated the possible application of Blockchain technology in financial and governmental institutions. In 2017, he founded Juru; an identity platform built on blockchain technology which brings self-sovereign identity and self-directing freedom concepts to the end user and allowing the end user to manage and share their personal data with individuals and companies in a secure and auditable way.
Niall has an Electronics Masters (Nottingham Uni.) and an MBA from Oxford University. His career spans technology, finance and entrepreneurship.
His finance career spanned a number of years working for Barclays Global Investors and BlackRock and consulting for Deloitte and Alpha Financial Markets Consulting. He is a serial entrepreneur with three startups to his name including Realeyesit.com, WideRun.com and Ernest.ai.
Ernest.ai is personal finance chatbot was sold to Moneyfarm in 2017.
Currently Niall is Director of International in Elinvar a B2B2C asset management & robot advisor tech platform provider from FinTech company builder FinLeap.com
George is an experienced entrepreneur and former banker with a passion for small business. He has been Product Director at Zopa and Business Strategy Director at Barclaycard, as well as holding previous roles at WorldPay, RBS and Capital One. George is an authority on small business matters, having led (or worked for) a number of commercial and charitable small enterprises. In 2012-13 George authored a small business taskforce report for a large British political party, and in 2014-15 he led a network of hundreds of professionals concerned with UK digital policy.
Kumar is a serial entrepreneur who has been active in the blockchain space for the past few years. He is the Founder & CEO of Cashaa, a P2P marketplace for cash transfer. He is also the Chairman of Auxesis Group, India's first blockchain innovation company from IIT Bombay. Kumar Gaurav holds a bachelors degree in computer engineering and a master’s degree in management from Politecnico di Milano. Before he moved into the world of financial technology, he delivered innovative systems for luxury automobile brands like BMW and Ferrari. During his time in Italy, he also co-founded Darwinsurance, the first Italian P2P insurance company based in Milan.
Gonen is a co-founder and CTO of Covercy. Covercy is a fast growing cross-border b2b payments platform. Gonen started his romance with technology at the age of 10 and eventually headed a department of technologists in an elite tech unit of the Israeli army. Prior to Covercy, Gonen co-founded and was CTO of Tryout.net - the first online talent network for kids. Gonen also serves, pro-bono, as a Technologist-in-residence for the Israeli Council For Higher Education.
Chris has spent the last four years leading devops teams working with AWS and infrastructure automation tools; most recently with Travelex, building the backend systems to support their new international payments product, Wire. Previously he worked as a technical account manager, being responsible for everything from project commercials to production disaster recovery. He started programming when he was six and never really looked back.
Alexander Akinjayeju is a business executive and security professional with over 2.5 decades of experience. With a technical background, he has extensive experience in technical, people and process security controls across several industry sectors. Alexander holds an MSc information security from the Royal Holloway, University of London and several industry certifications. He is currently a co-founder and CISO at the Digitranz, as well as the chairman of the Cloud Security Alliance, UK chapter.
Gene is a serial entrepreneur and software veteran. He is also a blockchain evangelist, speaker and architect of Blockchain solutions. Prior to Tradle, he co-founded a startup that pioneered distributed business networks helping to ship and invoice millions of tons of products in a multimodal supply chain spanning 20 countries. In previous roles, he managed a division of Information Builders, a NY enterprise company where his team deployed products to 90% of Fortune 500 companies. Gene also pioneered the use of AI in industrial control systems and has also worked as a system developer in banking and manufacturing.
Jo Ann is CEO of Barefoot Innovation Group and Senior Fellow at the Harvard Kennedy School Center for Business & Government.
A noted advocate of “regulation innovation,” she has been Deputy Comptroller of the Currency, partner at KPMG, Co-Chairman of Treliant Risk Advisors, and a staff member at the U.S. Senate Banking Committee. She cofounded Hummingbird Regtech, a regtech firm focused on AML.
Jo Ann served on the CFPB’s Consumer Advisory Board and is on the boards of Oportun, the Center for Financial Services Innovation, and the National Foundation for Credit Counseling.
Jo Ann hosts the acclaimed podcast series Barefoot Innovation.
Daniele Catteddu is an information security and risk management practitioner, technologies expert and privacy supporter with over 15 of experience.
Currently he is the Chief Technology Officer, at Cloud Security Alliance, where he is responsible to drive, on a global scale, the adoption of the technology strategy within key CSA lines of business: research, standards, education and products. He identifies technology trends, global policies and evolving social behavior and their impact on information security and on CSA’s activities.
Mr Catteddu is Member of the Policy and Scientific Committee of the European Privacy Association.
Nigel Verdon is Co- Founder and CEO of Railsbank, a global banking and compliance platform that gives companies access to global wholesale banking services in 5 lines of code.
Nigel is an entrepreneur and tech evangelist. Previously he worked at Swiss Bank Corp (now UBS) and was a director at Dresden Kleinwort Investment Bank - both sighted for their digital innovation. He is Chairman/Founder of one of the world’s best known FinTech brands, Currency Cloud, founder of the award winning Evolution Consulting Group plc. (exited to FTSE 100 company), an investor in FinTech specialist Anthemis and a board member of FX options hedge fund LCJ.
Francisco Mingorance is the Secretary General of CISPE, the Cloud Infrastructure Service Providers in Europe. Mr. Mingorance participated in the creation of the CISPE organisation to help offer concrete responses to the growing questions and needs of cloud computing customers across Europe anticipating the application of the new European Data Protection Regulation (GDPR) in 2018. As part of his counselling services, Mr. Mingorance advises leading innovative firms on government relations strategies, regulatory affairs, stakeholder outreach, industry relationship building and public sector business development. Mr. Mingorance is a lawyer with an engineering background.
Filip is an IT specialist with over 12 years of commercial experience. He is also a developer, analyst and project Manager with passion for new technologies and has experience in software development for corporations, small and medium business as well as startups.
Steve is a Lead Architect within Lloyds Banking Group, Group IT Architecture, Methodology & Innovation function. Steve has recent cloud implementation experience and has been involved in a number of initiatives to position software-as-a-service as the future state architecture. Alongside his Group Functions responsibilities across Group HR and Group Audit, Steve works closely on a number of Accessibility, Inclusion & Diversity programmes. Accessibility is being seen as a key differentiator when comparing IT or Business facing services and Steve is working alongside the British Disability Forum to position accessibility as a key research theme.
Simon Redfern is the CEO of TESOBE and founder of the Open Bank Project. He is a seasoned technologist with over 25 years experience in IT. He studied electronic engineering in Manchester in the early 80's focusing on realtime programming and digital systems, followed by relational databases and then the web in the early 90's. Since then, Simon has worked as a software developer, architect, CTO and DBA on numerous web based platforms. Always keen to explore emerging technologies, Simon is also a composer / musician and enjoys interdisciplinary creative collaborations. He is a keen supporter of open source and open data believing they are a sustainable force for social good.
Markos Zachariadis is Associate Professor of Information Systems & Management at Warwick Business School zand a FinTech Research Fellow at the Cambridge Centre for Digital Innovation (CDI), University of Cambridge. Markos' research sits at the crossection of economics of digital innovation, financial technology studies, and network economics, and has studied extensively the economic impact of ICT adoption on bank performance, the diffusion of payment networks, and the role of data & standards in payment infrastructures (SWIFT) and financial markets (LEI) among other things.
Simon joined Monzo in 2015 after years working for big financial services companies and banks around the world. He's part of the team that works on the core infrastrucutre at Monzo, building a scalable and reliable base on which the Monzo product can sit.
Julian oversees all operational aspects of Landbay, including technology systems and regulatory processes. Prior to Landbay, Julian spent 20 years in senior technology and business roles at JP Morgan and Macquarie Group. His roles have spanned FX, fixed income, derivatives, treasury and equities product sets in New York, Tokyo, Sydney and London. Julian has led divisions and managed large distributed global teams with a wide range of responsibilities from end‐to‐end systems re‐engineering, functional organisational design, to the build‐out of new business capabilities and running client facing businesses. Julian holds a patent for project viability assessment and is a non-executive director of financial marketplace Bud.
Francesca is the Chief Operations Officer at OakNorth Bank where she leads the development of the bank’s technology infrastructure, including its landmark move to the cloud in 2016.
Prior to joining OakNorth, Francesca led Citi’s Account Services Operations team for Corporate clients, driving its target operating model, process redesign, implementation, and IT landscape. During her tenure, she reduced costs 7% year on year, while simultaneously absorbing restructuring and investment costs.
Previously, she was Head of Strategy for Barclays’ retail and commercial bank, and was the Chief of Staff and member of Barclaycard ExCo. She also spent eight years at McKinsey.
Bhavesh is an Agile digital professional with 11 years’ experience in strategy, product development and digital transformation. Bhavesh enjoys connecting people and ideas to inspire, innovate and co-create solutions. He has proven experience within Banking, Defense (SC Cleared), Consultancy (Telecoms and Government clients). Bhavesh professional interest includes cloud capabilities, biometrics, digital payments, digital customer experience and disruptive technology. He is an avid traveler and enjoys skydiving, scuba diving and cycling.